Are Penny Stocks Worth It? 6 Rules for Investing

by Robin Hartill, CFP®Senior EditorWhen you see stocks like Amazon and Google parent Alphabet trading for thousands of dollars, investing can seem out of reach. Those high prices may tempt you to seek out a bargain. Enter penny stocks.Penny stocks seem like an opportunity to buy into an up-and-coming company for dirt cheap. At penny stock prices, you can afford to buy hundreds or even thousands of shares.But watch out:

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How to Find Employees in 2022

by Kari Faber The job market is crazy right now — both for people looking for jobs and for employers looking for quality candidates. In the last quarter of 2021, there were 10.4 million job openings in the U.S., yet only about 6 million of them were filled.That means companies are still missing more than 4 million workers. If you’re one of these companies looking to hire, you may need

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6 End-of-Year Money Moves You Should Make Right Now

by Molly Moorhead, CFP®Senior EditorThe year is almost over, and you’re no doubt rushing to wrap up holiday shopping, get ready to travel or meet a final work deadline. The last thing you need is another item on your to-do list, but a little bit of financial reflection and planning is essential before the calendar turns to 2022. Making these end-of-year money moves will help you handle whatever comes your way next

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The Best Cheap Champagne for Under $15 a Bottle

by JoEllen Schilke The iconic New Year’s celebration includes a countdown, a kiss and a glass of bubbly. Two of those are free, and the third doesn’t have to cost a lot of money to be perfect. Understanding the different types of sparkling wines can help you understand more about what you might want to buy to ring in 2022. We have some great cheap champagne ideas for you and

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How to Avoid Holiday Spending Debt

by Tiffany ConnorsStaff WriterThe holidays are for making memories.But there’s one memory you don’t need: Credit card bills reminding you that you overspent on gifts and parties and decorations and everything else. To ensure you don’t start 2022 under a new pile of debt, we have tips to help you avoid overspending this holiday season. It’s easy to get caught up in the spirit of the season. Check out these tips

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4 Tips to Avoid Having an At-Fault Accident Wreck Your Finances

by Quinten Plummer Think you live in a safe neighborhood? Whether it’s a result of dropping your guard in familiar territory or inevitable due to frequency, most car accidents tend to happen within just a few miles of home.You don’t have to be near your house for an accident to hit close to home, in another sense. We all know how much a fender bender can ruin your day. But

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How to Find a Recruiter

by Quinten Plummer You can’t prevent every pause and slowdown in your business, so you build plans A, B and even C to keep operations running at normal levels as much as possible. But one key element organizations often overlook in business continuity planning is recruitment.The right recruiter can help you minimize the impact of employee turnover and can help your organization ramp up productivity after being hit by layoffs.A

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19 Creative Money Gift Ideas

by Nicole DowSenior WriterStuffing cash in an envelope in lieu of buying a gift often gets a bad rap.But let’s be real: Who couldn’t use some extra cash? You’ve never heard of anyone trying to return a cash gift because it wasn’t their size or didn’t suit their taste.And giving money doesn’t have to be impersonal or boring if you use one of these fun money gift ideas. Stop stressing

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6 Financial Apps for Kids that Can Make You Smarter About Money Too

by Kiara Taylor Several fintechs and neobanks have recently launched new financial apps for kids and other products that are specifically designed to teach lessons in managing money.The idea is simple: teach kids about money so they can be financially literate throughout adulthood. Their financial education is the goal but the beauty is that parents can also learn to manage money and ramp up their own financial skills as they

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How to Win Super Bowl or Katy Perry Tickets by Playing Solitaire Cash or Bubble Cash on Your Phone

by The Penny Hoarder Staff Chances are, you probably play some sort of game on your phone in your down time. Maybe you’re a Solitaire kind of person. Maybe you have more fun with a classic bubble-shooter type of game.Either way, your gaming skills could earn you some serious prizes this holiday season.Not only could you win up to $83 per win playing Solitaire Cash or Bubble Cash, but between

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