52-Week Money Challenge Hacks to Help You Save $1,378 in 2022

by Nicole DowSenior WriterThe blank slate of a new year is something to look forward to.But as we set financial goals for the upcoming 12 months, it’s important to think beyond broad declarations, like: “I want to save more money.” Without a clear plan mapped out, those types of resolutions often fall through.The 52-Week Money Challenge, on the other hand, is specific and concrete — offering a better chance to

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7 Lessons From The Great Resignation of 2021

by Katherine Snow SmithContributor Go no further than TikTok to find people quitting their jobs in high-drama ways. “I’d rather not pay my rent than work for someone like you,” a young woman says to her boss — with camera rolling. “Today is my last day working in this toxic workplace,” a one-line resignation message reads. Another man announces he’s quitting by playing the Justus Bennetts song Real Life Sux,

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What Are Fractional Shares and Where to Buy Them

by Robin Hartill, CFP®Senior EditorYou may have seen ads saying you can invest in Google or Amazon for as little as $1. You may have wondered: Is this legit?A whole share of Google parent company Alphabet costs over $2,900 as of December 2021. Amazon’s share price is more than $3,500.But the claims that you can invest in big-name companies with as little as $1 or $5 are actually legit. The

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6 Home Selling Lessons From 2021

by Robert BruceSenior WriterThe last year in the real estate market has been, well, something.Home prices have skyrocketed across the country, and home buyers have been paying an average of $50,300 more for a typical single-family home, according to the National Association of Realtors. As a result, this market has produced some profitable opportunities for a lot of homeowners.To say it’s a “seller’s market” is an understatement. So, with that,

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The Five Dollar Challenge is a Savings Builder

by Nicole DowSenior WriterHere at The Penny Hoarder, we kind of have a thing for Abe Lincoln. His face is profiled on our favorite coin after all.But as much as we love our pennies, we also like seeing Lincoln’s bearded mug on the front of the $5 bill. And saving $5 bills is much more lucrative than hoarding pennies. The five dollar challenge is a simple money-saving strategy — one that

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Axos Invest Review 2022: Pros and Cons

by Rachel Christian, CEPF®Senior WriterIn 2019, Axos Financial, a large nationwide financial institution, acquired WiseBanyan, Inc., a robo-advisor platform.Axos Financial rebranded WiseBanyan as Axos Invest in October 2019. Building on its managed portfolios platform, Axos Invest launched self-directed trading accounts in 2021.Axos Invest gives users two ways to invest their money: A passively managed portfolio or a self-directed trading account.Managed Portfolios is Axos’ robo-advisor option. It creates a diversified portfolio

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How to Hire Employees

by Quinten Plummer There comes a point when great ideas become too rare, turning away business becomes too common, wearing multiple hats has gotten old and you need to hire someone new.You can no longer ignore the opportunity costs of doing business as usual. Your company needs the extra help, the fresh perspectives and the capacity to take on more business – or you need to replace people who once

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6 Homebuying Lessons We Learned in 2021

by Robert BruceSenior WriterOne word to describe buying a home in 2021?Expensive.The price of homes in the United States appreciated 19.9% between August 2020 and August 2021, a 12-month record, according to S&P Dow Jones LLC.Depending on whom you talk to, the market is expected to continue to stay hot through 2022, though at not quite the same rate as this past year.So before we look forward to the house

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The Best Recruiting Platforms for Employers Seeking Workers

by Mike BrassfieldSenior WriterIf you ever need to hire someone online, you’ll quickly find yourself overwhelmed by the sheer number of ways there are to do that. There are so many different job boards and online recruiting platforms, and they come in all shapes and sizes. How are you supposed to know which one is best for your needs?We were curious, so we did a side-by-side comparison of six popular

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Fractional Shares Let You Buy Apple or Amazon for $1. Should You?

by Robin Hartill, CFP®Senior EditorYou may have seen ads saying you can invest in Google or Amazon for as little as $1. You may have wondered: Is this legit?A whole share of Google parent company Alphabet costs over $2,900 as of December 2021. Amazon’s share price is more than $3,500.But the claims that you can invest in big-name companies with as little as $1 or $5 are actually legit. The

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