Rally Rd. Review 2022: Pros and Cons

by Dana Miranda, CEPF®ContributorEver wanted to cash in on nostalgia?Vintage and cultural collectibles have long been a pastime and earning opportunity for hobbyists and folks with quirky interests and cash to spare. In recent years, collectibles have become an attractive asset class for creative investors, as well.But it’s always been a tough market to break into — collectibles tend to be pricy to acquire because of the resources needed to

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Rewarded Play Lets You Earn Gift Cards by Trying New Games on Your Phone

by Quinten PlummerStaff WriterIt’s official. Our parents were wrong: Playing video games isn’t a waste of time — especially since you can earn money playing games on your phone.A free app called Rewarded Play lets you earn hundreds of dollars in gift cards from popular brands just for playing games you’re probably already familiar with. Who knew Candy Crush and Words with Friends could turn into a legit side hustle?Playtime

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Dear Penny: Can I Disinherit My Kid for Repeating My Career Mistake?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorCan I write my children out of my will for doing something against my wishes? Specifically, if one of them wants to start a business, but I would rather them work a steady job for someone else? I am a failed entrepreneur myself but have since gotten back on my feet. It would pain me for my children to fail at something

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Best Checking Accounts 2022: NYT Finance Bestseller’s Picks

It seems that every time you check your mail these days you find, yet another, offer to receive $500 if you set up a checking account with XXX bank, right? You may be completely satisfied with your current banking situation but that $500 is really appealing. Depending on your unique financial situation, it might not be a bad idea to change banks, but it also might cost you more in

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Uber One Membership Provides Cheaper Rides and Food Delivery

by Timothy MooreContributor What happened to those sweet Uber deals where the price of getting from here to there beat every other mode of transportation except walking? The pandemic, that’s what happened. In the initial aftermath of the 2020 lockdowns, when people felt safe hopping in rideshares again, prices for an Uber ride more than doubled in some parts of the country. By 2021, Rakuten Intelligence reported that average prices

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How Inflation Could Lead to Surprise Tax Bills for Retirees

by Rachel Christian, CEPF®Senior WriterThere’s been rumblings about retirees on Social Security possibly paying higher taxes in 2023 and 2024 due to inflation.But what exactly does that mean?First: You don’t have to worry about this if Social Security is your only source of income.But if you’ve been near the cusp of owing taxes on your Social Security benefits, recent and upcoming cost-of-living adjustments may push you over the edge.Here’s what

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Does SSDI Stop When You Become Eligible for Social Security?

by Robin Hartill, CFP®Senior EditorIf you receive Social Security Disability Insurance (SSDI), you’ve probably worried at some point about losing benefits. After all, the application process is notoriously long and cumbersome. If you’re nearing retirement age, those fears may become more pronounced. So what exactly happens to your SSDI when you reach retirement age?The good news is that you won’t lose those monthly checks. Read on to learn what happens

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Save Money on Movies and More With These Free Library Apps

by Danielle BraffContributor The public library graduated from being simply a repository of books decades ago. Today, the public library is plugged into the virtual world in many ways. Do you want to stream music, movies and audiobooks? Check out a hundred magazines? Learn a new skill? You can do all of this through your local public library for free with their broad offering of free apps. Even better, you

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Paper Money Value by Serial Numbers: Determine Your Money's Worth

by Catherine Hiles, Maryann Akinboyewa Pull any bill out of your wallet. See the dark green numbers on the top-left and top-right corners? They could mean your bill is worth much more than its face value. If a serial number’s digits are unique or interesting, collectors might be willing to pay big bucks — hundreds or even thousands of dollars — for your bill. You’ll make the most profit off

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100 Free Things to Do to Tame Your Entertainment Budget

by Nicole DowSenior Writer If your entertainment spending is causing you to go over budget, it’s time to make some changes. Don’t worry. We’re not suggesting you lock yourself in the house and do nothing but eat, sleep and pay bills — after all, we did that for a couple of years. Thank you COVID. Still, with inflation eating through our budgets faster than a rabbit with a carrot, we’ve

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