by Larissa RunkleContributor If you’re planning a metropolitan getaway this year, you’ll want to be sure to pick a destination that doesn’t require a car. For anyone currently driving to work (or pretty much anywhere), you likely know the reason. Gas prices are up to nearly $5 per gallon, and don’t seem to be going down anytime soon. Add to that the fact that car rentals are 60% more expensive
by Tiffany Connors, Kent McDillIf you have privately held student loans, you might be feeling a little jealous right now.After all, those borrowers with federally held student loans received a temporary break on payments thanks to coronavirus relief efforts. This relief is referred to as “forbearance,” and remains in effect 2½ years after the outbreak of the virus.But there’s no blanket relief package for those holding the $131 billion in
by The Penny Hoarder Staff Eating healthy is a lot easier when a giant box of farm-fresh organic vegetables arrives in your kitchen every week.If you participate in a Community Supported Agriculture (CSA) program, you’ll get just that. You’ll also likely develop a love of new and unusual veggies (radicchio, anyone?) while you get the added benefit of saving money.Sometimes it’s hard to finish everything from one week’s box before
Knowing how to invest in stocks is an important step you can take to achieve financial freedom. It’s a statement backed by TONS of research.The best way to invest in stocks is through index funds. I am not the only one saying that. It’s also recommended by billionaire investors:Successfully choosing individual stocks is difficult. Even people who have studied them for all their lives find it tough and can’t beat
by Veronica MatthewsContributor We’re all feeling the squeeze of the current economic outlook with inflation driving up consumer costs at an 8.3% increase in the past year, according to the U.S. Bureau of Labor Statistics. And food prices are no exception with a 10.8% increase over the past 12 months. The Harris Poll, in partnership with Alpha Foods, recently found that 90% of Americans are worried about the rising cost
by Robin Hartill, CFP®Senior EditorIf you’ve ditched brick-and-mortar stores for the convenience of one-click shopping from your couch, you probably rely on Amazon reviews to make decisions.The problem: How do you tell if a review is legit or phony?Companies that promote their products with fake reviews have gotten a lot more sophisticated. They’re turning away from bot-generated reviews and those written by foreign workers with limited English skills because Amazon’s
Getting into college is by no means an easy feat. From the lengthy application process to entrance exams, it can be rough. Then there’s actually paying for college which, at times, can seem impossible. But I’m here to tell you how to get college scholarships and it’s not nearly as difficult as you might think. In fact, literally billions of dollars in scholarships go unpaid every year simply because no one
Part of my rich life is buying as much coffee as I want. I never sweat small purchases like that.A car, however, is one of the biggest personal expenses that I’ll ever make.I’m actually thinking of buying a new car myself right now. Sweating the details and purchasing a car will save me thousands of dollars. That’s a lot of lattes.Not to mention the impact that a car has on
An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings.The two common types:Currently, there’s a yearly maximum investment of $6,000 to both accounts ($7,000 if you’re more than 50 years old). A Roth IRA currently has an income limit of $135,000 for single tax filers and $199,000 for joint-filing married couples. A traditional IRA has no such limits.However, these limits change often,
by Elizabeth Djinis We can’t be the only ones who’ve been shocked at the sheer amount of stuff we can accumulate in just a couple of years. For that, we have a solution for you: sell it online!Online selling is a big business. In 2020, more than two billion people worldwide bought goods or services online, according to Statista. E-retail sales hit more than $4.2 trillion globally. In 2021, Facebook’s
