How To Save Money If You’re Broke

Want to know how to save money even if you feel like you don’t make enough, or are flat-out broke? Here’s what to do:Depending on your financial situation, setting up a workable Conscious Spending Plan may seem out of reach for you. Some people have already cut their spending to the bone and still don’t have any extra money. For me to suggest that they put away 10 percent for

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Robo-Advisors: Should You Use One? Pros & Cons (+ tips)

You may have heard about “robo-advisors” like Betterment and Wealthfront. Robo-advisors are investment firms that use computer algorithms to invest your money (“robo” refers to a computer investing for you versus an expensive adviser).You’re probably wondering if they are a good investment and if you should use one. As a NYT best-selling author on personal finance, let me break it down for you.NOTE: If you’re looking for more information on

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