Getting into college is by no means an easy feat. From the lengthy application process to entrance exams, it can be rough. Then there’s actually paying for college which, at times, can seem impossible. But I’m here to tell you how to get college scholarships and it’s not nearly as difficult as you might think. In fact, literally billions of dollars in scholarships go unpaid every year simply because no one
Part of my rich life is buying as much coffee as I want. I never sweat small purchases like that.A car, however, is one of the biggest personal expenses that I’ll ever make.I’m actually thinking of buying a new car myself right now. Sweating the details and purchasing a car will save me thousands of dollars. That’s a lot of lattes.Not to mention the impact that a car has on
An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings.The two common types:Currently, there’s a yearly maximum investment of $6,000 to both accounts ($7,000 if you’re more than 50 years old). A Roth IRA currently has an income limit of $135,000 for single tax filers and $199,000 for joint-filing married couples. A traditional IRA has no such limits.However, these limits change often,
by Elizabeth Djinis We can’t be the only ones who’ve been shocked at the sheer amount of stuff we can accumulate in just a couple of years. For that, we have a solution for you: sell it online!Online selling is a big business. In 2020, more than two billion people worldwide bought goods or services online, according to Statista. E-retail sales hit more than $4.2 trillion globally. In 2021, Facebook’s
by Nicole Dow, Janet KeelerWhether you’re a skilled home chef or love to eat out, food is something we all need to budget for.With rising inflation making everything more expensive, we especially welcome all the advice for saving money on food.Here are some of the best Penny Hoarder articles to help you reduce your everyday spending. Stress less about food costs with these nuggets of helpful advice.The battle against rising
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI am debating my relationship because of materialistic things: My boyfriend is not drop-dead handsome, and he is not financially lavish.However, he is very determined and has started a good healthy lifestyle, exercises regularly and eats healthily since I’ve asked him to take care of himself. He is very generous when I am with him and will always take care of
by Robert BruceSenior Writer After two years of staying relatively close to home, more travelers are looking to get out and see the world in 2022. A recent survey by IMG Travel revealed that 96% of participants planned to travel internationally in 2022 — 11% more than pre-pandemic levels. More than half said they felt more comfortable traveling internationally this year, according to the survey. If you too are ready
by Elizabeth Djinis Suddenly, the label “digital nomad” is everywhere. Remote workers are taking their salaries and setting up shop outside of the U.S. and now we’ve got a name for that. Or at least they’re dreaming about it, and wondering about the best cities for digital nomads. It’s enticing to envision yourself working remotely from Italy’s Amalfi Coast or dining after work in one of Mexico City’s sophisticated restaurants
by Michael ArchambaultSenior Writer When we were kids, our parents told us not to get into cars with strangers, but that’s before we all had smartphones in our pockets and the price of gas skyrocketed. Now, if you need to get around, carpooling is a way to save at the gas pump — or the electric car charging station. We’ve rounded up the best apps for carpooling, whether you’re catching
by The Penny Hoarder Staff We’ve all been there: You finally find an item you’ve been looking for online, and it’s on sale for $5! You add it to your cart, go to check out — and realize you have to pay $8 for shipping. It’s not such a good deal anymore. Here’s another common scenario: You add everything you need to your cart, and the total comes to $25.
