by The Penny Hoarder Staff While many of us dream of having the summer months off, lots of teachers use their vacations to earn extra cash. The median income for U.S. teachers is $61,751, according to Salary.com. Teacher salaries recently increased 1.5 percent according to the National Education Association, with starting salaries at just $41,163. So it’s little surprise that more than one in five educators work a second job
by Rachel Christian, CEPF®Senior WriterIf you’re enrolled in Medicare, routine vision care isn’t guaranteed.Some privately administered Medicare Advantage plans cover eyeglasses and eye exams.But Original Medicare — which provides health insurance to about 37.7 million Americans — doesn’t pay for your new eyeglass frames or an annual vision exam.So how do you know, in your own case, what’s covered and what’s not?Whether you’re new to Medicare and wondering what to
Best for High-Yield SavingsHigh-Yield Savings0.50%APYBest for Users Who Want to Save SmarterOnline Savings AccountUp to 0.60%APYBest for Connecting to Multiple Accounts360 Performance Savings 0.60% APYBest for Access to a Cash-Back Debit CardSavings Account0.60%APYby Kathleen GarvinContributor When it comes to savings accounts, where do you even begin? Do a quick search, and you’ll find many savings accounts with different options with varying percentages, monthly fees and minimum requirements. Not to mention
by Veronica Matthews, Sushil Cheema It’s almost time for summer, which means it’s time to think about summer jobs. If you’re a teen looking for work — or if you’ve got a teen in your house who should be looking for work — here’s a list of 40 summer jobs for teens. Teen jobs traditionally pay minimum wage or a little higher depending on the work and where you live.
by Timothy MooreContributorGas prices are at an all-time high, averaging more than $4 a gallon across the U.S. The easy solution is to just drive less, but that’s not practical for most families. Instead, many drivers are considering switching to a hybrid or an electric vehicle to cut down their fuel costs — but how can you know which is right for you?In this guide, we’ll explore hybrid vs. electric
by Adam HardyContributor Whether it’s a birthday, graduation or holiday, it’s likely that you’ll get a stack of gift cards for any celebration. Also likely: You’ll end up with a few you can’t use or don’t want. Maybe your boss gave you a Starbucks gift card, but you aren’t a coffee drinker. Or your Aunt Rita gave you a generous $75 for a steakhouse, but you’re a vegetarian. There is
Varo BankBest for Cash BackUp to 5.00%APYAxos Bank Essential Checking AccountBest for Unlimited ATM AccessUp to 1.25%APYChime SpendingBest for Digital Features0.50%APYAlly Interest CheckingBest for No Fee PerksUp to 0.25%APYby Kathleen GarvinContributorDo you remember why you chose your current checking account?If you got started early, your parents might have helped you open a kids’ checking or savings account at their bank’s branch. Or maybe you went with the credit union down
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI’m happily married (25 years) and retired for medical reasons (I’m 58). My husband makes good money. We are meeting all of our basic needs, but his retirement is severely underfunded.We had to dig out of debt recently and are down to one zero-interest credit card we still owe about $18,000 on. Our home will be paid off in about four
by Michael ArchambaultSenior WriterThe “dark web.”It’s an ominous-sounding term that crops up in discussions about internet security. So you might be wondering what the dark web is and how it can affect you. You could find yourself in trouble if your information shows up in this dark layer of the internet — and may even find your financial security and sensitive personal information at risk.Let’s break down the dark web,
by Kent McDillContributor Quick Navigation 20 Part-time Jobs for Retirees Substitute Teacher School Support Worker Tutor School Bus Driver Shuttle Bus Driver Tour Conductor Patient Advocate Child Care Provider Virtual Assistant Bookkeeper Umpire and Referee Pet Sitting and Pet Walker Freelance Writer Call Center Employee Freelance Bartender Shopping Specialist Security Guard Seasonal Job Employee Baker/Butcher Specialty Store Employee Who even knows what “retired’’ means anymore? You might have left the
