by Tiffany ConnorsEditor/WriterThe possibility of student loan forgiveness is on the horizon, so should you stop making payments on your own loans?That depends, but let’s take a look at where things stand now: So what does all this mean for you, the student loan borrower?Depending on your loans and financial situation, you might actually be better off making larger payments right now… or none at all.Don’t worry, we’ll explain.If you’re
by Robert BruceSenior WriterCollege students who struggle to afford tuition and other expenses have an avenue to help pay for their education that doesn’t involve federal loans: the federal Pell Grant.To qualify for a Pell Grant, you need to have a minimum GPA (2.0) and demonstrate exceptional financial need.If you fit in those categories, here’s what you need to know. A Pell Grant is a form of federal student financial
by Michael ArchambaultSenior Writer The idea of your personally identifiable information being swept up in a data breach sounds terrifying, but in today’s world, security isn’t perfect and it’s bound to happen at one point or another. However, take a breath, as a data breach isn’t the end of the world, even if your personal information is exposed in the process. We’re going to explain exactly what is a data
by Mike BrassfieldSenior WriterYour home means everything to you. It’s where you spend time with the people you love most. Getting a mortgage and purchasing it was one of the biggest moments in your life. But things might’ve changed since then, which means you might be spending more than you need to on your mortgage payments.Maybe you’ve considered refinancing before, but the whole thing felt overwhelming. But still, you know
by Sarah Li-CainContributorWhen it comes to accessing money from your bank account, withdrawing cash is an easy way to do so. However, there are limits as to how much you can withdraw.Whether you’re going all out at a massive flea market or about to embark on your next road trip, you’ll want to see what the ATM withdrawal limit is where you bank so that you’re not stuck without any
by Nicole DowSenior Writer The expense of decorating your place can come as a shock. A couple of throw pillows, an area rug and some curtains could total up to more than a month’s rent. But you shouldn’t have to drain your bank account or go into debt adorning your home. Sure, you’ve probably already thought of big-box retailers like Walmart, Target and Bed Bath & Beyond, as well as
by Jordan Bishop Let’s face it: rent is out of control.In the past 12 months, rental prices have skyrocketed between 20 and 40% in Boston, Miami and New York alike.Austin, Texas — long known for being a cheap-but-cool alternative to its coastal counterparts — is catching up pricewise, with the average 1-bedroom now going for more than $1,800/month.And of the 30 most expensive cities in the country, only six experienced
by Kent McDillContributor Have you ever considered being a one-car family? If you are single, have you ever thought about living without a car of your own? Certainly, there was a time when neither of those scenarios would have been considered feasible, reasonable or popular. Owning a car was our birthright and what so many of us worked toward after getting a driver’s license as a teenager. A car is
by Rachel Christian, CEPF®Senior WriterMore investors will soon be able to add bitcoin to their 401(k) accounts.Fidelity Investments announced plans Tuesday to begin offering bitcoin as an investment option in its 401(k) retirement plans starting later this year.It’s a big move for Fidelity, which oversees more than $2.7 trillion in 401(k) plan assets — and a significant milestone in the mainstreaming of cryptocurrency.The retirement giant said employer interest spurred the
by Tiffany ConnorsEditor/WriterUnderstanding the difference between subsidized vs. unsubsidized student loans could help you save a bundle in student loan debt.But considering how much they have in common, it’s understandable if you have trouble telling them apart (especially since they also go by other names — we’ll explain in a bit).Both loans are part of the federal government’s financial aid offerings, designed to help students cover the cost of college.
