by Dana Sitar, CEPF®Contributor It’s many people’s least favorite time of year: tax season. Between frantically searching for your tax forms, organizing your receipts, figuring out how much it’ll cost you to file and trying to remember the most recent updates to the tax code, tax season can be stressful … to say the least. Thankfully, some smart software companies have made the process way easier — and, in some
by The Penny Hoarder Staff In 2022, there are more banks — or financial institutions that act like banks but technically aren’t — than ever. Brick-and-mortar banks where you can go inside and say howdy to a teller are still plentiful, but the visitors inside are fewer and fewer every year.The digital sphere is now filled with online-only money management options that include actual banks, neobanks, fintech firms and investment
by Nicole DowSenior WriterAlthough the pandemic lockdowns of 2020 have loosened up, many of us have found our new normal still includes spending a lot of time at home.With the novelty of Zoom happy hours and virtual events fading, we’ve reverted back to some classic ways to unwind at the end of the day — vegging out in front of the TV and curling up with a good book. And we
by Robert BruceSenior WriterTen years ago, promoting your small business on social media was a fairly new practice. A lot of business owners gave it a try, with most efforts revolving around Twitter or Facebook and their ever-changing algorithms.These days, while Facebook and Twitter are still major social platforms for small businesses, there are so many other options to spread the word about your business – from Instagram and Snapchat
by Kent McDillContributor There are more than 1 million lawyers in the United States practicing dozens of specialties. Those specialties range from criminal law to family law, medical malpractice to personal injury law. Add intellectual property and estate planning lawyers into the mix and you have even more people focused on legal matters. Because there are so many different types of lawyers answering the question “What kind of lawyer do
There are a few core principles that are universal. The sun rises in the east and sets in the west. The speed of light in a vacuum is 299,792,458 meters per second. To create wealth, you must earn more, save more, and invest with intelligence. If you’re reading this article, it’s because you have a keen interest in learning more about the principles surrounding wealth creation. Whether you’re starting your journey
by Mike BrassfieldSenior WriterPound the pavement. Just go and deliver your resume in person. Get out there and shake some hands, why don’t ya! We’ve all heard these financial pearls of wisdom from our parents (and not always because we asked). Despite their best intentions, a lot of these tips from our elders are, well… outdated. To say the least.Here are six pieces of advice from our parents that simply don’t
by The Penny Hoarder Staff Quick Navigation 101 Places to Get Birthday Freebies Food & Drink Entertainment Clothes & Shoes Beauty & Jewelry Miscellaneous Hooray! It’s your birthday! The last thing you should do is pay for stuff. So we’ve put together a list of 100 places where you can get birthday freebies, updated for 2022. Most of these places require you to sign up for their email list or
Passive income sounds like a dream come true — earning money without any active effort. The reality is that there’s no such thing as 100% passive income. This type of income stream can better be described as frontloaded work: You have to put in time, effort, and (usually) money first to collect those passive returns. Even then, most passive income requires periodic maintenance and attention.That’s not to say that passive
by Robin Hartill, CFP®, Rachel Christian, CEPF®For most workers, retirement means an end to employer-sponsored health coverage. But your 65th birthday usually comes with a pretty sweet gift from the federal government: Medicare.But how does Medicare work, anyway?Whether you’re about to turn 65 or you’ve been enrolled in the program for years, now is a great time to brush up on the federal health insurance program, what it offers, what
