Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI’m in the process of divorce. It’s been two years since I’ve filed. My husband makes more money than I do. I’m disabled and can’t work. I hardly have an income coming in right now! I’m going to be 62 in four months. He is 54. Would I be able to get his Social Security if I retire at 62?-Legally SeparatedDear Separated,Bad
by Nicole DowSenior WriterWhat difference can saving your pennies make? A lot, it turns out, if you’re doing the penny challenge.This money-saving challenge helps you put aside $667.95 in a year — or $671.61 in a leap year. To participate in the challenge, follow these steps:Start by saving one penny on the first day.Each day that follows, add one cent to the amount you saved the day before. For example,
by Kristen PopeContributorIf money’s tight or you’re living paycheck to paycheck, being philanthropic probably seems beyond your reach.But here’s some good news: You can still give back to the charities and nonprofit organizations that are important to you.Even when you’re strapped for cash, there are things you can do to help others. Here are six ways. These options will let you do good and give back without spending money.While many
by Whitney Hansen Women have fought for a place at the proverbial table, and now they’re showing up strong. During the pandemic, more businesses have been started by female founders, and more women than men have entered higher education.Even so, fewer investors are female, and the gender pay gap persists. That’s where Ellevest comes in.Ellevest is an investing service aimed at tackling women’s unique financial burdens, taking into account things
by Nicole DowSenior WriterWe’ve been seeing our homes in a new light since the pandemic started.Though this year we weren’t always cooped up inside our four walls, we continued to find projects to work on around the house. They ranged from minor redecorating to major repairs put on hold during the uncertainties of the previous year.Here are our top eight stories from this year on how to save money on
by Kari Faber When you need cash — and you need it fast — there are only so many legal ways to get it. While waiting for payday, you could sell your stuff or ask a friend or family member for help.But you don’t want to part with your TV; you don’t need the guilt from your loved ones — and you definitely don’t need to pay up to 400%
by Nicole DowSenior WriterIn 2021, the costs of new and used cars increased due to computer chip shortages, low inventory and increased demand.We also saw gas prices rise and rental car rates soar.You’ve likely felt the financial pinch.Still, we’ve also come away from this year learning how to better navigate these expenses. Here are our top stories from 2021 to help drivers save money on auto expenses. Take these tips
by The Penny Hoarder Staff Who doesn’t love Bingo? Is there anything more satisfying than dabbing that last space on your board and raising your hand to shout out “Bingo!” for the win? Not in our book.Here’s the deal: If you love Bingo like we do, there’s a free iPhone app called Bingo Cash that lets you play for money. You might be thinking: There’s got to be a catch.
by Nicole DowSenior WriterWhat difference can saving your pennies make? A lot, it turns out, if you’re doing the penny challenge.This money-saving challenge helps you put aside $667.95 in a year — or $671.61 in a leap year. To participate in the challenge, follow these steps:Start by saving one penny on the first day.Each day that follows, add one cent to the amount you saved the day before. For example,
by Timothy MooreContributorE*TRADE is one of the most popular online brokers and even has a physical footprint in the U.S., though branches remain closed because of the pandemic.New investors can learn the ropes quite easily with E*TRADE’s wealth of educational content, but experienced investors also have a home with E*TRADE via the more advanced Power E*TRADE platform.In addition to the core brokerage accounts, E*TRADE offers a Custodial Account, an Education
