loanDepot May be the Easiest Way to Refinance and Save Money on Your Mortgage

by Mike BrassfieldSenior WriterYour home means everything to you. It’s where you spend time with the people you love most. Getting a mortgage and purchasing it was one of the biggest moments in your life. But things might’ve changed since then, which means you might be spending more than you need to on your mortgage payments.Maybe you’ve considered refinancing before, but the whole thing felt overwhelming. But still, you know

Read More

What to Know About ATM Withdrawal Limits

by Sarah Li-CainContributorWhen it comes to accessing money from your bank account, withdrawing cash is an easy way to do so. However, there are limits as to how much you can withdraw.Whether you’re going all out at a massive flea market or about to embark on your next road trip, you’ll want to see what the ATM withdrawal limit is where you bank so that you’re not stuck without any

Read More

19 Cheap Home Decor Stores to Adorn Your Place for Less

by Nicole DowSenior Writer The expense of decorating your place can come as a shock. A couple of throw pillows, an area rug and some curtains could total up to more than a month’s rent.  But you shouldn’t have to drain your bank account or go into debt adorning your home. Sure, you’ve probably already thought of big-box retailers like Walmart, Target and Bed Bath & Beyond, as well as

Read More

Learn How to Negotiate Rent with 5 Genius Tactics

by Jordan Bishop Let’s face it: rent is out of control.In the past 12 months, rental prices have skyrocketed between 20 and 40% in Boston, Miami and New York alike.Austin, Texas — long known for being a cheap-but-cool alternative to its coastal counterparts — is catching up pricewise, with the average 1-bedroom now going for more than $1,800/month.And of the 30 most expensive cities in the country, only six experienced

Read More

Save Big Bucks By Being A One-Car Household

by Kent McDillContributor Have you ever considered being a one-car family? If you are single, have you ever thought about living without a car of your own? Certainly, there was a time when neither of those scenarios would have been considered feasible, reasonable or popular. Owning a car was our birthright and what so many of us worked toward after getting a driver’s license as a teenager. A car is

Read More

Fidelity Offers Bitcoin in 401(k)s: What Retirement Savers Should Know

by Rachel Christian, CEPF®Senior WriterMore investors will soon be able to add bitcoin to their 401(k) accounts.Fidelity Investments announced plans Tuesday to begin offering bitcoin as an investment option in its 401(k) retirement plans starting later this year.It’s a big move for Fidelity, which oversees more than $2.7 trillion in 401(k) plan assets — and a significant milestone in the mainstreaming of cryptocurrency.The retirement giant said employer interest spurred the

Read More

Subsidized vs Unsubsidized Loans

by Tiffany ConnorsEditor/WriterUnderstanding the difference between subsidized vs. unsubsidized student loans could help you save a bundle in student loan debt.But considering how much they have in common, it’s understandable if you have trouble telling them apart (especially since they also go by other names — we’ll explain in a bit).Both loans are part of the federal government’s financial aid offerings, designed to help students cover the cost of college.

Read More

Do You Qualify for Any of May’s Class-Action Settlements?

by Top Class Actions Consumers have the opportunity in May to claim compensation in several class-action settlements.Brands such as Apple, Allstate, Nautilus, Old Navy and more have agreed to settlements benefiting consumers throughout the U.S.The May deadlines for filing claims in these settlements are fast approaching, so read on to find out if you qualify. Nautilus will pay $7 million as part of a settlement resolving class-action claims it inflated

Read More

9 Easy Ways to Make Extra Money Working Wedding Gigs

by Rachel Christian, CEPF®Senior WriterNearly 2 million couples tied the knot in 2021 — but 2022 is projected to be even bigger, with the most weddings since 1984.That means lots of opportunity to work a side gig helping couples throw their grand affairs. Here are nine side hustles and weekend gigs to earn some extra cash while love is in the air.If you’re a shutterbug, this is a great way

Read More

Here’s Exactly What to Do if You Can’t Pay Rent

by Nicole DowSenior WriterIn this era of rapidly increasing housing costs, many renters know the familiar dread when the first of the month is coming and they know they can’t cover the rent.But now’s not the time to bury your head in the sand.By exercising your negotiation muscle, you may be able to strike a deal with your landlord that prevents the worst-case scenario: getting kicked out of your home.

Read More