by Michael ArchambaultSenior WriterYou have a password protecting your bank account, or at least you think that it’s protecting your bank account. Unfortunately, not all passwords are sufficiently keeping data safe — it doesn’t matter how good the lock is if the key is a weak point. So, what are the worst password habits, and how can you improve them? Let’s take a look. Stay away from these password fails
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy boyfriend has old student loans from like 1990. At some point he quit paying them and was a 1099 worker, so we know they were never garnished from his pay. They do not show up on his credit reports at all. He has been working on his credit but is still haunted that they are not on his report. Maybe his
by Robert BruceSenior WriterLove tacos?Well, have we got the dream position for you.You can be one company’s next CTO!No, not the Chief Technology Officer. We’re talking about taking your taco-eating obsession to the next level as Favor’s Chief Taco Officer.Favor is a Texas-based delivery service that wants to pay “one energetic, hungry and social-savvy Texan $10,000 to track down the best tacos across the state this summer.” The chosen taco
by Tiffani ShermanContributorWhen looking for a way to fund the dream of home ownership, many men and women who served or are serving in the United States military look into VA loans.The Department of Veterans Affairs — formerly the Veterans Administration — loan program is for service members, veterans and eligible surviving spouses to help them become homeowners.“We’re looking for the VA home loan to be the program of choice
by JoEllen SchilkeContributorTipping people who provide services — hairstylists, nail techs, movers, bartenders — is a common practice. It’s also something that brings out a lot of strong feelings.Customers expected to leave the money often balk because they don’t like the idea that the extra payment is seemingly required. They argue that the expectation makes it almost meaningless as a token for a job well done. On the flip side,
by Tiffany Connors, Robert BruceEver wonder what life would be like if you could make your student loans disappear?It’s possible, but it isn’t magic.Or immediate.Or easy.Or likely. (Sorry.)But considering the mounting pile of outstanding student debt in the U.S. — at $1.75 trillion, student loans were the largest non-mortgage source of household debt in 2021 — you should consider every option for wiping out yours, right?If your student loans have
by Robert BruceSenior WriterEveryone deserves a second chance.But in the past, many job seekers with criminal records have found it difficult to re-integrate in the workforce. The dreaded check-the-box-question, “Have you been convicted of a crime in the past 10 years?” can be a huge obstacle.Change to this approach by employers has been slow, but change is happening.In 2016, 19 large, influential employers gathered at the White House with President
by Lisa Rowan, Rachel Christian, CEPF® Weddings are back — and more expensive than ever. After two years of cancellations and postponements, an estimated 2.5 million couples are expected to get hitched in 2022, according to The Wedding Report, a research company that collects and forecasts wedding statistics. All that pent-up demand — plus inflation and supply chain issues — are driving up prices on everything from floral arrangements to
by Timothy MooreContributorMoving money within accounts at one financial institution is easy enough. You can visit your bank in person, give them a call or use your bank’s website or app to move funds from one account to another.But what if you have accounts at separate banks, fintechs or credit unions? What if you have retirement accounts to fund? What if you need to send money to someone else, whether
Best for Customer SupportDiscover4.15% to 8.99% APRBest for Borrower-Friendly TermsSoFI5.74% to 21.78%APRBest for Borrowers Who Want OptionsWells Fargo5.74% to 19.99%APRBest for Those With So-So CreditUpstart5.22% – 35.99%APRby Kathleen GarvinContributor Home improvement is big business in the United States — to the tune of $457 billion. And that figure is expected to grow mightily in the next few years. Couple that with the hot housing market, and people will be looking to
