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by Robert BruceSenior WriterEdFinancial is a federal student loan servicer that works with the U.S. Department of Education to manage and process federal student loans. EdFinancial has been in the student loan industry for more than 30 years.Headquartered in Knoxville, Tennessee, EdFinancial is one of eight student loan servicers who partner with the federal government. The other servicers include Aidvantage (formerly Navient), FedLoan Servicing, Great Lakes, MOHELA, Nelnet, ECSI and

by Brynne ConroyContributorLooking for ways to make money remotely? How about a side hustle that could turn into a full-time business?You might want to consider reselling sneakers. Not used sneakers from the dark reaches of your closet, but new or gently used shoes that you buy for a bargain and then sell for more using handy apps. Bryson Honjo is a sneaker reseller, owner of United Hawaii and star of

by Michael ArchambaultSenior Writer Let’s be honest, there is nothing better than ordering food from your couch and having it delivered directly to your front door. But services such as Grubhub, DoorDash and Uber Eats can cost you a pretty penny for food, especially with delivery fees. There are a few tips and tricks to save money when ordering from a food delivery service, so you can enjoy that Thai

by Brynne Conroy, Adam Hardy Employers of a certain size, by law, have to offer health insurance to full-time workers. But some employers extend coverage to part-timers, too. The Affordable Care Act, commonly known as Obamacare, defines “full time” as 30 hours or more per week. That’s right — 30, not 40. “That definitely doesn’t sync up with common usage,” David Frazzini, a partner and health benefits expert at the

by Veronica MatthewsContributor Gas prices seem to be going in only one direction these days — up. With prices at record highs, you’re probably feeling pain at the pump. Need ways to alleviate the agony of watching the meter rise? We’ve got you covered. The best part: You can save on gas while doing something most of us do every week. That’s right! Head to the grocery store and ease

by JoEllen SchilkeContributor Whether you need a little extra money in your retirement or just like to keep busy, a work-from-home job can be a nice opportunity to earn while staying occupied. Here are some great jobs for retirees that can help you do both. First, a Word of Warning As with anything you find online, some opportunities are better than others. And sadly, there are plenty of work-from-home scams

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI will be 30 in July and still live with my parents, mainly because I have mild cerebral palsy affecting my left side. It makes driving a little difficult, but not entirely impossible.My biggest concern involving money is: Is there anything legal that says I have to make my parents beneficiaries if something were to happen to me? My mother insists

by Catherine HilesContributor Self-defense is one of those skills most people hope they never have to use, but it’s always a good idea to be prepared just in case. However, the high cost of many self-defense classes can cause people to put it off for when they have more money to spare, which often ends up being never. Thankfully, there are plenty of free ways to learn how to defend

by Kari FaberStaff WriterWhen you put your money into a bank account, not only do you want your hard earned cash to be safe — you also want it to grow.Yet the money you earn in interest at most banks these days is downright pitiful. You’ll be lucky if you earn a quarter at the end of the year.But an online bank called Vio has one of the highest earning

by Michael ArchambaultSenior Writer Available since 2014, Apple Pay is an easy way to pay for purchases online or in-store, send and receive money and — bonus! — you’ll feel like you’re in “Blade Runner” whenever you make a purchase. Apple Pay is pretty straightforward to set up, available on all of your Apple devices and can be much more secure than paying with a traditional credit or debit card.