by Michael ArchambaultSenior Writer Getting a loan when you have mediocre credit is no easy task. You can face astronomical interest rates — or outright rejection. LendingPoint is a personal loan company that makes loans to people with credit scores as low as 580. In this LendingPoint review, we’ve taken the time to research and analyze the company’s offerings and compare everything to the competition. From the interest rate range
by Michael ArchambaultSenior WriterIn the technology world, VPNs (Virtual Private Networks) are a hot topic. No matter where you seem to turn, there are advertisements promoting VPNs when using your computer or other mobile devices.But what exactly is a VPN, and how can it help you keep sensitive data, such as your financial information, secured?We’re going to take a deep dive into VPNs — what they are and how they
by Tiffany ConnorsEditor/WriterIf you’re looking for an easy way out of your student loan debt… this isn’t it.But if you’re ready to make a commitment to protecting and defending your country, you may find relief through a debt forgiveness program for military.And you’d have plenty of company since approximately 200,000 active duty members owe a collective $2.9 billion in student loan debt.But as a service member, you have a few
by Timothy MooreContributor Sending money to friends and family is so common nowadays that “Venmo” has entered the lexicon as an actual verb. And while peer-to-peer payment apps like Venmo and Cash App are certainly the most convenient ways to pay your friend back for concert tickets or split a bill at dinner, some people need to send much larger sums of money, often internationally, to support families back home.
What if you could:That’s what one of my Earnable students, Julia Menez, has been able to do as she’s transitioned from a job as an actuary to running her own travel business, Geobreeze Travel.I’m excited to share her story with you. First, I want to show you three ways that owning her own business has allowed Julia to live her Rich Life. A free trip to Richard Branson’s private islandJulia’s trip
Best for Credit Scores Below 600Universal Credit560Minimum Credit ScoreBest for Community-Based LendersHappy MoneyUp to 24.99%APRBest for Non-Traditional Credit UpstartUp to 35.99%APRBest for Raising Credit ScoreUpgrade580Minimum Credit Scoreby Dana Miranda, CEPF®Contributor A debt consolidation loan is a path to relief for a lot of people struggling to manage credit cards and other high-interest debt. Debt consolidation replaces your existing debts with a single loan, usually with more favorable terms, like a
by Sarah Li-CainContributor Money orders are a secure — and relatively cheap — way to transfer money instead of using cash, credit cards or checks. With a money order, you don’t share routing and account numbers as you do with a personal check. The maximum amount for a money order is $1,000, so this is not a great payment choice if you need to send a large amount, say for
by Rachel Christian, CEPF®Senior WriterWant to hone your DJ skills? Or maybe show them off?Wedding DJs are in high demand these days.Industry experts expect 2022 to be the busiest wedding season in 40 years, thanks to lockdown romances and postponed ceremonies during the pandemic.A wedding DJ is the focal point of great wedding receptions. They set the mood, engage with the crowd and keep the couple happy.They make good money,
by The Penny Hoarder Staff If you’ve ever heard of Medi-Share, you might be intrigued by its promises to cover your health care costs.Curious? We looked into the details to find out how Medi-Share works — and whether it’s a good option. Here’s our review of the program. Medi-Share is a health-care sharing ministry, administered by Christian Care Ministry and made up of members united by their faith.This program and
by Kari FaberStaff WriterOur team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs.Feeling pumped? Feeling ready? Feeling like a million bucks (or like you need a million bucks)?This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll
