Is Your Data Secure in a Period-Tracking App?

by Michael Archambault, Johna StricklandThe U.S. Supreme Court overturning Roe v. Wade last week has reignited the conversation about privacy within period-tracking apps.With abortion now outlawed or restricted in many states, privacy experts are cautioning that data entered into period-tracking apps could be used against a user who had or considered having an abortion.That data could be vulnerable to a subpoena in a criminal case or even sold to a

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17 Best Bank Promotions, Bonuses and Offers — July 2022

Best for Helping Out a FriendChime Referral Bonus$100 Best for Socially Conscious ClientsAspiration Plus$200 Best for Basic CheckingChase Total Checking$200 Best for Fans of Suze OrmanAlliant Ultimate Savings$100 by Timothy MooreContributor So, you’re looking for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up promotions and bonuses. Banks and credit unions

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The 5 Best Free & Paid Budgeting Apps Including Mint, YNAB

by Michael ArchambaultSenior Writer Budgeting can seem like a nightmare with tricky spreadsheets and a million paper receipts but a budgeting app can do the heavy lifting for you. A budgeting app can help you budget with ease, take control of your finances and work toward your goals. Whether your focus is trimming expenses or paying off debt, budgeting — with an app or otherwise — is a powerful strategy

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16 Scholarships for Adults Returning to College

by Lisa Rowan Applying to college and figuring out how to pay for it is a rite of passage for many high school seniors.But what about adult students who have been out of school for a while? There’s no school guidance counselor to show you the way, parents probably can’t help you through the FAFSA, and chances are you have a lot of other financial considerations— like how to keep paying

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32 Money Saving Hacks to Beat Inflation in a Downturn

by Rachel Christian, CEPF®Senior Writer Inflation is hitting everyone where it hurts — our wallets. The cost of everyday essentials like food and gas is eroding away the buying power of everyday Americans. Paychecks don’t stretch as far. Grocery bills hurt more. It can feel impossible to get ahead. Money saving tricks, both big and small, can make a difference. If you’re looking to add some breathing room to your

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Tampon Alternatives to Get You Through the Shortage

by Veronica MatthewsContributor The reality of the tampon shortage is sinking in at checkout counters and in bathrooms across the country. Supply chain issues and inflation have teamed up to make an already complicated time of the month increasingly stressful. You’ve probably noticed the roughly 10% price jump on your favorite tampons. Maybe your go-to brand is sold out all together and you’ve had to resort to a different variety.

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Investing in a Recession: How to Prepare for a Downtown

by Rachel Christian, CEPF®, David Metzger, CFPStocks have fallen into a bear market this year and the Federal Reserve is aggressively raising interest rates in an effort to cool soaring inflation.Many experts believe an economic recession is right around the corner.So what’s the average investor to do?While there’s no such thing as a “recession-proof” investment, certain stocks, mutual funds and investment strategies can help your portfolio survive an economic downturn

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Earn Extra Money by Joining Online Focus Groups

by Brynne ConroyContributor A few years ago, I was invited to participate in a focus group. I visited in-person along with about 15 other people. For two hours, we vented all of our feelings about the ways a particular health insurance company interacts with its customer base. At the end, we each walked out with $125. The health insurance company wanted consumer feedback on their products and customer service, and

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Inflation Is Killing Us. Here Are 8 Ways to Make Quick Money

by Mike BrassfieldSenior WriterTalk about sticker shock. All these rising prices are absolutely demolishing our bank accounts. With inflation at a 40-year high, the cost of groceries, gas and just about everything else is going through the roof.For years, inflation remained at or below 2%, but now prices are up a whopping 8.6% compared to the previous year — the biggest price spike since 1981.What can you do about it?

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Dear Penny: Should I Take Out Life Insurance on My 47-Year-Old Mom?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy mother is 47 and has been increasingly paranoid about her death. She’s not sickly or in bad shape. She’s been getting better about managing her sudden diagnosis of diabetes. I think she’s doing well for her age. She works a full-time job and has little to no complaints. Personally, I think she’s just paranoid, but she’s been asking me serious questions

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