Here's What to Do if You Rely on Tips to Pay the Bills

by Quinten PlummerStaff WriterWhen you rely on tips to pay the bills, managing your money can be tricky. It’s hard to know exactly how much cash you’ll be taking home after each shift, which makes planning and budgeting seriously tough. Not to mention the fact that the service industry took a huge hit during the COVID-19 pandemic. Add in rising costs of living and bad tippers, and it can all

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What Is Business Professional Attire? A Guide to How to Dress for Work

by Mike BrassfieldSenior WriterIn more and more workplaces, employees are dressing down. The shift to remote and hybrid work has only accelerated this trend, so you’re increasingly likely to see khakis, sweaters, twinsets, polo shirts and even jeans at more businesses than ever.Not everywhere, though. What if you’re going to work in an office that has a “business professional attire” dress code? What does that mean?To help you out, we’ve

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How to Write a Two-Week Notice Letter

by Quinten PlummerStaff WriterIf you’re planning to leave your current job, it’s considered common courtesy to give your employer two weeks’ notice ahead of time. The idea here is that you want to allow your employer time to prepare for your departure. They’ll need to decide if they want to hire someone new to backfill your position; come up with a plan to cover your work duties in the meantime

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The Best Online Jobs You Can Do with Little or No Experience

by Quinten PlummerStaff WriterRemote work is now more common than ever — a simple convenience born of a very inconvenient pandemic. While there are many more remote work opportunities than ever before, there’s much more competition for these jobs.Experience is important in an office or online. It proves you can do the work, and it helps you stand out from the crowd. But not all work-from-home jobs require a lot of

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What Is Business Casual Attire? A Guide to How to Dress for Work

by Mike BrassfieldSenior WriterHere’s one of the mysteries of the modern workplace: What exactly is a “business casual attire” dress code?It’s becoming more common in an increasing number of offices and industries. In fact, for many businesses, it has become the norm. But what is it, exactly?The problem is, there’s not just one cut-and-dried definition that applies everywhere across the board. The answer is often, It depends on the office.

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Is Travel Insurance Worth It? Here’s How to Decide

by Rachel Christian, CEPF®, Lisa McGreevy Quick Navigation Types of Travel Insurance Does Travel Insurance Cover Coronavirus? How Much Does Travel Insurance Cost? Is Travel Insurance Worth It? Where to Buy Travel Insurance Explore Your Options Before Buying Travel Insurance Travel Reward Credit Cards Travel planning is complicated. Between finding flight or train routes, arranging accommodations, locating someone to watch your pets and water your plants and the 10,000 other

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5 Reasons Dave Ramsey Is Totally Wrong About Credit Scores

by Robin Hartill, CFP®Senior EditorDave Ramsey doesn’t need a credit score. He says you don’t need one, either.The anti-debt crusader, who has an estimated net worth of at least $200 million, calls FICO scores the “I love debt scores.” He’s proud of the fact that he doesn’t have a credit score.Ramsey has inspired countless people to pay down debt — and we love that. But the truth is, he can

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Dear Penny: Should I Work 3 Jobs to Support My Sweet (but Lazy) Husband?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI’ve been with my husband for 16 years and married for seven years. I’m 50 years old now, and I feel like I’m raising another child. I do everything: cook, clean, house repairs, while also raising my 5-year-old granddaughter. My husband makes very little money and is hardly able to come up with his share of rent. I work three jobs while

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Check Out Free Museum Passes at Your Local Library

by Veronica Matthews, Nicole DowDon’t underestimate the money-saving might of a humble library card.You don’t have to be a bookworm to benefit from your local library’s offerings. Some library systems allow you to reserve free or discounted passes to local museums, zoos, aquariums and other arts and culture organizations like theaters and orchestras.Often, museum pass programs are offered in partnership with city level governance and are designed to allow free

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Here Are 11 Options to Find Free or Cheap Audiobooks

by Tyler Omoth, Robert Bruce Though some still prefer the old-fashioned printed book, many people prefer the convenience and portability of audiobooks. But how do you get the audiobooks you want without paying a lot of money? There are a number of audiobook services available, but the options can be overwhelming. Finding the right audiobook service is a matter of finding the right one for how you like to read.

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