by Tiffany ConnorsEditor/WriterIf you have a Health Savings Account but not enough money to cover your medical expenses, you are not necessarily doomed to insurmountable debt — even if you owe on old medical bills.Alexandra Wilson, a Certified Financial Planner in Atlanta, used her HSA contributions to cover medical bills from when she gave birth to her daughter the previous year.She front-loaded her HSA in anticipation of her daughter’s arrival.
by Kari FaberStaff WriterSome people just love going to a car dealership and spending hours haggling with the sales people. It’s almost a game for them.And then there’s the rest of us — who don’t exactly live for the thrill of the car-buying process, yet we do the negotiation dance because we have no choice. We still need to buy or sell a car, after all.If you’re in that camp,
by Catherine HilesContributorPart of being an American is looking toward Tax Day with either dread or anticipation. Will you have to cut a check to Uncle Sam, or will you get a plump refund? Tax deductions can tip the scales — a lot — meaning you’ll end up sending less money to the IRS.Read on to understand which common tax deductions you could claim when you file your tax return
by Danielle BraffContributor If you’re anything like the average woman, you’ve dropped some major dough on makeup. From foundation to liquid eyeliner to eyeshadow and mascara, it’s likely you have a drawerful. A recent study by OnePoll for Groupon found that the average woman spends $313 per month on her appearance, or $225,360 over her lifetime. Women spend the most on facials, followed by haircuts, followed by makeup. We’re going to
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI recently ran across your column about the boyfriend who wanted his girlfriend to pay his bills, which was of interest to me. I am a middle-aged, currently single man, who has been in a relationship for 10 years with a woman who started as a friend way before that. She is divorced and has no kids at home. She got an
by Kent McDillContributorYou didn’t think anything of posting that video on TikTok of you cooking up the famed feta pasta dish or showing off your best moves for the Sun Goes Down Challenge. Just having fun, right?Well, lawsuits against TikTok claim that the video-sharing social app collected “faceprints” from users without their consent. The collection of data was allegedly used to recommend content and users to follow. Some suits claim
by Lindsey DanisContributorMore couples are feeling safe enough to tie the knot now that we are two years removed from the start of the COVID pandemic.Following an already booming 2021, which saw nearly 2 million weddings across the country, this year is projected to have the most weddings since 1984 (The Wedding Report). That means about 2.5 million couples will be saying, “I do.”This is great news for catering companies,
by Steve GillmanContributor Maybe you’d like to have someone else do the cooking more often, but you’re on a budget. Maybe your weekly schedule is crunched, so some drive-through and restaurant meals are a necessity. It adds up. But you could be eating out for way less than you think. Using these savvy tips, you can sometimes cut the cost of a lunch or dinner out by more than half.
by Kari FaberStaff WriterBeing a millionaire isn’t everything. Despite the glamour of it all, having seven figures in your bank account isn’t the source of all happiness — and it definitely isn’t the only way to have a comfortable retirement.So long as you put a few hundred dollars into a retirement account each month, you could retire with a cool million yourself (we did the math!). Currently being a millionaire?
by The Penny Hoarder Staff You’ve done it. You’ve built up a little cushion in your bank account — $1,000! It feels good, right? Those days of checking your account balance in a panic are behind you.Congrats! You’re on the right path. Now it’s time to think about some longer-term goals. What do you want to accomplish next with your money? Do you need to save more? Do you want
