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Best for Overall PerksAxos Rewards Checking1.00% APYBest for No Overdraft FeesAlly Interest Checking Account0.10% – 0.25%APYBest for Highest APY on the MarketConsumers Credit Union2.09%-4.09%APYBest for Overdraft ProtectionSoFi Money0.25%APYby Kathleen GarvinContributorWhen you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A regular, end-of-month deposit into your savings account, courtesy

by Mike BrassfieldSenior WriterGetting rich takes focus, discipline and hard work. It’s tough to become wealthy.Going broke, on the other hand — that’s really easy. Super easy! In fact, most of us are probably just one misfortune away from it.But here’s the good news. By being proactive, you can set yourself up to avoid these pitfalls.Here are the quickest ways to go broke — and what you can do to

by Nicole DowSenior WriterMaintaining a budget is an excellent way to get a better handle on your money situation. If you want to hit your financial goals, keeping tabs on your cash flow is essential.Here are some of our best budgeting lessons. The 70/20/10 budget is a percentage-based money management system where you earmark 70% of your take-home pay toward monthly expenses, 20% for saving and investing and 10% for

by Tiffani ShermanContributorCongratulations on making a job move and looking for something new during what’s being called the “Great Resignation.”But with that new freedom might come a new worry, depending on how long you plan to be without work: how will not working affect your retirement funds? When you quit work, things like no matching contributions, lump sum distribution and tax consequences may be swirling in your head now that

by Top Class Actions Big brands such as Godiva, Tinder, Acura, and Benecol are offering benefits to consumers thanks to class action lawsuit settlements.The February deadlines for filing claims in these settlements are fast approaching, so read on to find out if you qualify. There are more claims than usual deadlining in the first week of the month. Acura drivers who incurred battery-recharging costs and certain transportation costs may be

by Quinten PlummerStaff WriterThere’s no guarantee the game will be competitive, the halftime show will be captivating or the multi-million dollar ads will be compelling enough to rewatch later. But you can hedge your bets on having a good time by serving up great food during your Super Bowl LVI party this Feb. 13.An app called Ibotta will pay for your pizza, tortilla chips, cookies and some choice ingredients that

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI will have been married for 30 years in July 2022. My wife and I haven’t been intimate in over 10 years. We’re both 58 years of age. I haven’t been in love with her for almost half our marriage. I’ve told her for the last 10 to 12 years that I want a divorce. But I can’t get a divorce attorney

by Mike BrassfieldSenior WriterSo you’ve achieved the American Dream. You’re married and you own a house and cars. Congrats!Problem is, the American Dream is so expensive. You’ve got to pay so many bills to keep the whole thing going.Here’s an easy way to lower one of those pesky bills: When’s the last time you compared car insurance rates? If it’s been more than six months, you should look again. Chances

by Kari FaberStaff WriterIf you had the chance to get a free scratch-off card every time you made a purchase, you’d take it, right? There would be nothing to lose — and only cash to gain.A bank account called RoarMoneySM created its own version of a scratch-off ticket called Shake ‘N’ Bank. Every time you make a purchase using your RoarMoney virtual card or physical MoneyLion Debit Mastercard™, you earn

by Kari FaberStaff WriterWhen you’re strapped for cash, it can feel like you’re stuck between a rock and a hard place. Medical bills pile up, debt starts to snowball and retirement can feel impossible.And for homeowners, sometimes it feels like the only option is selling their house and hoping the cash is enough to cover their needs.But a single phone call can change that.A company called Unlock will give people