by Rachel Christian, CEPF®Senior WriterAffording hearing aids is challenging if you’re an older American on Medicare.That’s because Original Medicare — which covers a majority of beneficiaries — doesn’t cover hearing aids, fittings or hearing exams.That’s right — not a dime. And hearing aids are expensive: The average cost for one pair ranges from $3,000 to $6,000.About 1 in 3 people between the ages of 65 and 74 have hearing loss,
by The Penny Hoarder Staff While many of us dream of having the summer months off, lots of teachers use their vacations to earn extra cash. The median income for U.S. teachers is $61,751, according to Salary.com. Teacher salaries recently increased 1.5 percent according to the National Education Association, with starting salaries at just $41,163. So it’s little surprise that more than one in five educators work a second job
by Rachel Christian, CEPF®Senior WriterIf you’re enrolled in Medicare, routine vision care isn’t guaranteed.Some privately administered Medicare Advantage plans cover eyeglasses and eye exams.But Original Medicare — which provides health insurance to about 37.7 million Americans — doesn’t pay for your new eyeglass frames or an annual vision exam.So how do you know, in your own case, what’s covered and what’s not?Whether you’re new to Medicare and wondering what to
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by Veronica Matthews, Sushil Cheema It’s almost time for summer, which means it’s time to think about summer jobs. If you’re a teen looking for work — or if you’ve got a teen in your house who should be looking for work — here’s a list of 40 summer jobs for teens. Teen jobs traditionally pay minimum wage or a little higher depending on the work and where you live.
by Timothy MooreContributorGas prices are at an all-time high, averaging more than $4 a gallon across the U.S. The easy solution is to just drive less, but that’s not practical for most families. Instead, many drivers are considering switching to a hybrid or an electric vehicle to cut down their fuel costs — but how can you know which is right for you?In this guide, we’ll explore hybrid vs. electric
by Adam HardyContributor Whether it’s a birthday, graduation or holiday, it’s likely that you’ll get a stack of gift cards for any celebration. Also likely: You’ll end up with a few you can’t use or don’t want. Maybe your boss gave you a Starbucks gift card, but you aren’t a coffee drinker. Or your Aunt Rita gave you a generous $75 for a steakhouse, but you’re a vegetarian. There is
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Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI’m happily married (25 years) and retired for medical reasons (I’m 58). My husband makes good money. We are meeting all of our basic needs, but his retirement is severely underfunded.We had to dig out of debt recently and are down to one zero-interest credit card we still owe about $18,000 on. Our home will be paid off in about four
by Michael ArchambaultSenior WriterThe “dark web.”It’s an ominous-sounding term that crops up in discussions about internet security. So you might be wondering what the dark web is and how it can affect you. You could find yourself in trouble if your information shows up in this dark layer of the internet — and may even find your financial security and sensitive personal information at risk.Let’s break down the dark web,
