The best online savings accounts of 2022

Finding the right savings account can get you an extra $200 for free this year.Depending on your balance, it could make you a lot more money.Let’s say you have $10,000 to put into one of the best online savings account.How much would that turn into at a big bank savings account? Most big banks have an APY (annual percentage yield) of 0.15% or less. After a year, your account would

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How to Invest in Index Funds (Get invested in 5 min)

Knowing how to invest in stocks is an important step you can take to achieve financial freedom. It’s a statement backed by TONS of research.The best way to invest in stocks is through index funds. I am not the only one saying that. It’s also recommended by billionaire investors:Successfully choosing individual stocks is difficult. Even people who have studied them for all their lives find it tough and can’t beat

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How to get college scholarships in 2022 (+ mistakes to avoid)

Getting into college is by no means an easy feat. From the lengthy application process to entrance exams, it can be rough. Then there’s actually paying for college which, at times, can seem impossible. But I’m here to tell you how to get college scholarships and it’s not nearly as difficult as you might think. In fact, literally billions of dollars in scholarships go unpaid every year simply because no one

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How To Buy a Car

Part of my rich life is buying as much coffee as I want. I never sweat small purchases like that.A car, however, is one of the biggest personal expenses that I’ll ever make.I’m actually thinking of buying a new car myself right now. Sweating the details and purchasing a car will save me thousands of dollars. That’s a lot of lattes.Not to mention the impact that a car has on

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Best IRA Accounts to Open in 2022

An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings.The two common types:Currently, there’s a yearly maximum investment of $6,000 to both accounts ($7,000 if you’re more than 50 years old). A Roth IRA currently has an income limit of $135,000 for single tax filers and $199,000 for joint-filing married couples. A traditional IRA has no such limits.However, these limits change often,

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From actuary to travel business — a look at Julia Menez’s Rich Life

What if you could:That’s what one of my Earnable students, Julia Menez, has been able to do as she’s transitioned from a job as an actuary to running her own travel business, Geobreeze Travel.I’m excited to share her story with you. First, I want to show you three ways that owning her own business has allowed Julia to live her Rich Life. A free trip to Richard Branson’s private islandJulia’s trip

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Julia Menez Earnable Rich Life story

What if you could:That’s what one of my Earnable students, Julia Menez, has been able to do as she’s transitioned from a job as an actuary to running her own travel business, Geobreeze Travel.I’m excited to share her story with you. First, I want to show you three ways that owning her own business has allowed Julia to live her Rich Life. A free trip to Richard Branson’s private islandJulia’s trip

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Announcing: Ramit’s Book Club!

What is your Rich Life?Maybe it’s staying at the Burj Al Arab luxury hotel in Dubai surrounded by turquoise waters. Maybe it’s picking your kids up every day after school.Maybe it’s taking a 10-mile hike with a mountain-top view every weekend.But how can you get there? Living a Rich Life means aligning your money with what you want…but it also means knowing how to live your Rich Life.You. Personally. Making the choice

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How to Get More Out of the Great Resignation

The Great Resignation, as it’s become known, has been a wake-up call for employers and a shift in consciousness among workers. During the pandemic, employees realized that they were no longer willing to accept certain circumstances in their job, leading many to quit resulting in a shortage of labor.One of the primary reasons behind the Great Resignation was low wages, with many workers quitting simply because they were underpaid and

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