70% of Americans say they don’t earn enough money

Are you earning enough money?If you’re like most Americans, you probably feel like you’re not. You may also feel like you don’t have enough in the bank, that your cost of living is rising, and that it’s harder to make ends meet lately. Now more than ever, amid economic uncertainty and rising inflation, it’s hard not to worry about financial sufficiency.So, what exactly is ‘enough,’ and how many people feel

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How to Effectively Build Wealth at Any Age

There are a few core principles that are universal. The sun rises in the east and sets in the west. The speed of light in a vacuum is 299,792,458 meters per second. To create wealth, you must earn more, save more, and invest with intelligence. If you’re reading this article, it’s because you have a keen interest in learning more about the principles surrounding wealth creation. Whether you’re starting your journey

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What is Passive Income? A Guide to the Reality of Passive Income

Passive income sounds like a dream come true — earning money without any active effort. The reality is that there’s no such thing as 100% passive income. This type of income stream can better be described as frontloaded work: You have to put in time, effort, and (usually) money first to collect those passive returns. Even then, most passive income requires periodic maintenance and attention.That’s not to say that passive

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A look into the Rich Life of a nomadic camper van couple

Let’s take a look at the nomadic Rich Life of IWT employee Jonathan and his partner, Lucy.We’ll cover everything: How and why Jonathan and Lucy decided to live a nomadic life, their camper van build details, the ACTUAL costs involved in living on the road, a few of their Rich Life moments, and more. You’ll hear about a skeptical mother, Andrew Garfield, two pit bulls and a shotgun, a pack of

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What Is Generational Wealth and How Do You Create It?

Generational wealth may sound like something reserved for the elite 1% of Americans, unattainable for everyday people. However, nothing could be further from the truth. The term “generational wealth” simply refers to any assets passed on from one family member to another. This could include anything from a family business to stocks, savings, or real estate.By building generational wealth, you can enjoy peace of mind knowing your family will have

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How to Ask for a Signing Bonus

If you’re in the final stages of interviewing for a new job or have accepted an offer and are working out the compensation details, it’s time to consider if and how to ask for a signing bonus. Once the exclusive purview of professional athletes and highly paid executives, signing bonuses have become more common as employers vie for top talent and in-demand workers find themselves in the position of deciding between

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How to Ask for a Job

The process of seeking new job opportunities can be time-consuming and even a bit disheartening, especially if you’ve been at it for a while. Once you find the job opening of your dreams, though, you may have to wait for an offer to come your way or move the process forward yourself by asking the prospective employer for a job. Since asking for a job can be an intimidating experience for

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How to Ask for a Referral

If you’re searching for a new job, you know how hard it is to break through the crowd of applicants for every open position. Since many job openings today are listed exclusively online, getting your resume noticed when hundreds — and maybe even thousands — have been submitted for the same job can be a challenge. One effective way to proceed with a new job search is to bypass those virtual

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11 Best Jobs Without a Degree in 2022

If you’re on the lookout for a new job that pays well, your timing could not be better. According to U.S. Bureau of Labor Statistics (BLS) figures, the job market is bouncing back — there were 11 million job openings across the country in late 2021 — and all indications point to a rise in opportunities for people with varying levels of experience, skills, and educational credentials in 2022. Don’t have

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How to ask for a letter of recommendation

Letters of recommendation can be valuable assets for aspiring undergraduate and graduate students, new job seekers, and even employees looking to move up in their organization. However, you’ll not only need to determine who to ask — spoiler alert: Your BFF’s mother is not a good reference unless she was also your college professor or you interned at her company — but you also need to establish how and when to

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