God, can we please stop with guilting people over the morning pages, the journaling, the meditation, the drinking 18 gallons of mint-infused water, and the yoga?If you want to do those, GREAT! But you don’t have to.My rules for the perfect morning:A post shared by Ramit Sethi (@ramit)There’s a new cottage industry of people telling you all the thing you “should” do every morning. But as it gets more absurdly
Being put on a Performance Improvement Plan (PIP) can feel like a kick to the gut, especially if it comes out of the blue and you don’t understand why. However, in most cases, it’s not a surprise. It usually comes after an employee has been struggling in their role or with some other issue at work.If you’re faced with a PIP and don’t know what to do, don’t panic! Below, you’ll
Social event: check. Standing in the corner creepily observing guests hoping someone will come over: check. It doesn’t take a genius to know that staring people into a conversation doesn’t work. Quite the opposite, in fact. But what if you’re just not social? Here’s the thing. Founder of I Will Teach You To Be Rich, Ramit Sethi, has discovered something influencers and easy communicators already know: Being a better conversationalist is a skill.
When it comes to building the best investment portfolio, you’ll often hear that diversification is key. But what does that even mean — and why do you need to bother with it? After all, you already own a wide range of stocks, from that skyrocketing Amazon stock to your Apple and eBay stocks, and you’re raking in the profits. What could go wrong?If you’re relying on a portfolio filled with
Student loans in America average near the $40,000 mark, and it makes it difficult to decide whether to invest or pay off student loans. Because, let’s face it, getting out of debt and saving for retirement is equally as important. There are three elements that determine which route will suit your needs best. These are: But before you dive in, it’s important to understand external factors may affect your decision. A critical factor
Many of us have dreamed of the potential of early retirement or FIRE, but it can be overwhelming to figure out how you might sustain yourself as you move into this new phase of your life. Luckily, there are many options. Aside from saving the amount you need to retire, you can also leverage several tax loopholes in order to acquire funds in your tax-advantaged investment accounts.One loophole: Build a
Mint has you covered during coronavirus. Stay up-to-date with the latest financial guidelines and resources here.It’s not that you try to be unsafe online, but it’s easy to get careless when you surf the web. You might log into your bank account online while using public Wi-Fi, possibly exposing your password and username to a cybercriminal. Or maybe you use the same password at every financial site you visit on
Sometimes life can have a way of dealing you a few blows. In addition to unexpected costs, sometimes you take on debt for others, or an emergency arises. If you have several credit cards, you can get overwhelmed when trying to figure out what your next steps should be. Create a plan, and it will help guide you in paying off your debt and save money in the long run.
At some point in life, someone will ask for help. It goes the same In terms of financial support. Although some are unusual, the reasons why we love loans are pretty standard. One of them is because when in debt, some people find it simpler to apply for loans. Below are significant reasons why most individuals like to take out a loan. Emergency Cash Assistance One of the reasons why
In this convenience-cautious world, not everyone can say no to credit cards. It offers crucial benefits in addition to cashless advantages. Ranging from paying installments with 0 interest rate to ease in utilizing promotions of different merchants, indeed, it makes one’s life easy and fast. However, the lack of customer knowledge about credit cards brings problems and produces ignorance of the benefits and risks of having one. How do credit
