What Is Upstart? Personal Loans (Even If You Have Imperfect Credit)

by Carson KohlerStaff WriterYou’ve been Googling ways to alleviate your debt. Many experts suggest refinancing or consolidating.In the next breath you ask: What’s the best company?Upon more research, you find there are something like one zillion options, but you keep hearing mentions of Upstart, a non-traditional lending platform.What’s so special about it? In addition to assessing your ability to pay back a loan based on your credit score, it takes

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How to Create a Single Mom Budget (or Single Dad Budget)

by Nicole DowSenior WriterRaising a child — or children — is an incredibly rewarding experience.It can also be a very expensive one — and doing it alone can be a major source of financial stress.Being a single parent means you have to become a pro at making your money stretch and establishing your own financial safety net.We spoke with three financial professionals — who have personally experienced life as a

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What to Do With Overripe Bananas: 15 Easy Recipes to Try

by The Penny Hoarder Staff You buy a bunch of bananas with the best intentions, mostly to slice and eat on cereal or mix with yogurt for breakfast.Or maybe you plan to eat one every afternoon as a pick-me-up since bananas are loaded with natural sugars to give you a boost. Vitamin C and potassium provide more healthy benefits. Oh, and fiber.Then two or three of the bunch turn on

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Wells Fargo Personal Loan Review 2022

by Timothy MooreContributorWells Fargo landed in hot water several years ago when it was revealed that employees had created millions of fraudulent accounts in order to make their sales targets.Increased consumer acceptance of online banking, where customers can expect better interest rates and mobile apps, has also posed a problem for Wells Fargo, whose core checking account is not interest-bearing and whose savings account earns a meager 0.01% APY.On top

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24 of the Best Personal Finance Books

by Nicole DowSenior WriterPersonal finance books can be a source of inspiration and guidance. They can help you improve your financial literacy and your life.If you’re looking for a good read that can impact how you make, save and grow your money, pick up one of these popular personal finance books. Add these helpful personal finance books to your “to read” list.“The Total Money Makeover” breaks down how to transform

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Earnings from Survey Sites are Taxable Income

by Dana Miranda, CEPF®ContributorPaid survey sites can be a simple way to earn a little extra cash in your free time.And although surveys aren’t our favorite way to make extra money, they can be a convenient side hustle to take on while you’re doing other things— like waiting on-hold with your bank or in line at the grocery store. Why not turn those empty moments into extra cash by clicking

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7 Money Lessons You Didn’t Learn In School

by Mike BrassfieldSenior WriterIn school, they’ll teach you all the algebra you can take. They’ll teach you about geometry and trigonometry. They might even teach you about calculus.But they don’t teach you diddly-squat about money. No sirree. All the differential equations in the world aren’t gonna show you how to handle your money like a grown adult.Despite all our education, our overall state of financial literacy is way too low.

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The 7 Best Home Buying Apps for 2022

by Tiffany BeyerContributor As rent prices continue to soar all over the country, you may be finding yourself entering your first real estate search. You’re not alone. According to the National Association of Realtors, millennials are ending their leases and buying homes in large numbers. Those in their late 20’s to early 30’s now make up the fastest-growing segment of buyers today. But how to even shop for a home

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8 Dangerous Financial Assumptions to Avoid

by Carson KohlerStaff WriterWe all have bad habits.We leave our laundry on the bathroom floor. We bite our nails. We swear a little too often. We hit the snooze button four times in a row.But perhaps the most dangerous? Bad money habits.Money habits can be difficult to break. Heck, sometimes they can be difficult to recognize just because they’re so ingrained in our day-to-day lives.But now’s the time to pinpoint

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Disabled Workers Can Attend This Virtual Job Fair On April 13

by Robert BruceSenior Writer Good news for disabled job seekers is right around the corner. Numerous major employers will be on hand for a virtual job fair on April 13 from 9 a.m. to 6 p.m ET. The event is open to experienced and early-career job seekers with disabilities nationwide. Sixty-six companies are participating, representing industries from health and medicine, banking, communications, government and many more. Some of the more

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