The Best Investors Are Dead — Here’s What to Learn from Them

by Mike BrassfieldSenior WriterWhen it comes to investing your money, dead people have the right idea.You see, there’s this funny story that gets passed around on Wall Street. The way this story goes, one day, the chief bean counters at the financial giant Fidelity did this big study on what kinds of investors performed the best. And what they found out was, the accounts with the highest returns were classified

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How to Get Free Tax Filing Through the Free File Alliance

by Dana Sitar, CEPF®ContributorFiling taxes in the United States could be free and simple for everyone — if only tax prep companies weren’t lobbying to keep it so complicated.The Internal Revenue Service and your state tax collectors already have access to most of the information you painstakingly report in a tax return, because your employers and banks are required to provide it.We could, in theory, have a return-free system, where

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70% of Americans say they don’t earn enough money

Are you earning enough money?If you’re like most Americans, you probably feel like you’re not. You may also feel like you don’t have enough in the bank, that your cost of living is rising, and that it’s harder to make ends meet lately. Now more than ever, amid economic uncertainty and rising inflation, it’s hard not to worry about financial sufficiency.So, what exactly is ‘enough,’ and how many people feel

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How We’re Vetting Jobs for Our Work-From-Home Portal

by The Penny Hoarder Staff Finding a reliable work-from-home gig can be a real chore, especially with so many job boards, listings and companies that regularly seek remote employees.Our work-from-home jobs portal is a great resource for finding new positions that become available every week. We hope you find it useful and check it often.  But you may have wondered how we decide which work-from-home jobs are share-worthy.With a thorough

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10 Surprising Windex Uses (Aside From Cleaning Glass)

by Danielle BraffContributor Vinegar isn’t the only super performer in your kitchen. Windex — that $3 glass cleaner spray you keep under your sink — can be used to detail the interior of your car, to put the shine back in your jewelry and even to unstick zippers.  Your store shelves probably carry several varieties of Windex, so if you’re cleaning fabric, stick with the clear version, and if you’re

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Best Savings Accounts for March 2022

Best for High-Yield SavingsHigh-Yield Savings0.50%APYBest for Users Who Want to Save SmarterOnline Savings AccountUp to 0.50%APYBest for Connecting to Multiple Accounts360 Performance Savings 0.50% APYBest for Access to a Cash-Back Debit CardSavings Account0.40%APYby Kathleen GarvinContributor When it comes to savings accounts, where do you even begin? Do a quick search, and you’ll find many savings accounts with different options with varying percentages, monthly fees and minimum requirements. Not to mention

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Best Business Checking Accounts of March 2022

Best for Simple, Fee-Free BankingU.S. Bank$100 Minimum initial depositBest for Business Interest CheckingAxos Bank$1,000Minimum initial depositBest for Fee-Free, Online-Only BankingBlueVine$0Minimum initial depositBest for New Small Business Owners Wells Fargo$25Minimum initial depositby Kathleen GarvinContributor Starting a business is an opportunity to be your own boss, make money and grow your skill set. There are also the not-so-great, somewhat messy and complicated parts about operating a business. If you start off solo

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5 Money Moves to Make If You’re Getting Ready to Move

by Mike BrassfieldSenior WriterAre you getting ready to move? It costs a lot, doesn’t it? It’s like an assault on your wallet.The average cost of a local move is $1,250, while a long-distance move averages nearly $4,900, according to industry studies.If you’re moving, every little bit of money helps. Keeping that in mind, here are five financial movies to make if you’re getting ready to move: Moving means you have

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5 Things We Don’t Buy Anymore (and 1 Thing We’re Buying More of)

by Mike BrassfieldSenior WriterEverything has changed over the past year, and we’ve changed, too. We’ve learned some hard lessons. We’ve adopted some new habits and dropped some old ones — especially when it comes to our spending.There are things we simply don’t buy anymore. We just don’t see the point — we’ve officially parted ways with these products.Here are some things we’re just not buying anymore — and one surprising

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17 Best Bank Promotions, Bonuses and Offers — March 2022

Best for Helping Out a FriendChime Referral Bonus$100 Best for Socially Conscious ClientsAspiration Plus$200 Best for Basic CheckingChase Total Checking$225 Best for ATM Power UsersPNC Virtual WalletUp to $400 by Timothy MooreContributor So, you’re looking for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up promotions and bonuses. Banks and credit

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