by Robert BruceSenior WriterTen years ago, promoting your small business on social media was a fairly new practice. A lot of business owners gave it a try, with most efforts revolving around Twitter or Facebook and their ever-changing algorithms.These days, while Facebook and Twitter are still major social platforms for small businesses, there are so many other options to spread the word about your business – from Instagram and Snapchat
by Kent McDillContributor There are more than 1 million lawyers in the United States practicing dozens of specialties. Those specialties range from criminal law to family law, medical malpractice to personal injury law. Add intellectual property and estate planning lawyers into the mix and you have even more people focused on legal matters. Because there are so many different types of lawyers answering the question “What kind of lawyer do
There are a few core principles that are universal. The sun rises in the east and sets in the west. The speed of light in a vacuum is 299,792,458 meters per second. To create wealth, you must earn more, save more, and invest with intelligence. If you’re reading this article, it’s because you have a keen interest in learning more about the principles surrounding wealth creation. Whether you’re starting your journey
by Mike BrassfieldSenior WriterPound the pavement. Just go and deliver your resume in person. Get out there and shake some hands, why don’t ya! We’ve all heard these financial pearls of wisdom from our parents (and not always because we asked). Despite their best intentions, a lot of these tips from our elders are, well… outdated. To say the least.Here are six pieces of advice from our parents that simply don’t
by The Penny Hoarder Staff Quick Navigation 101 Places to Get Birthday Freebies Food & Drink Entertainment Clothes & Shoes Beauty & Jewelry Miscellaneous Hooray! It’s your birthday! The last thing you should do is pay for stuff. So we’ve put together a list of 100 places where you can get birthday freebies, updated for 2022. Most of these places require you to sign up for their email list or
Passive income sounds like a dream come true — earning money without any active effort. The reality is that there’s no such thing as 100% passive income. This type of income stream can better be described as frontloaded work: You have to put in time, effort, and (usually) money first to collect those passive returns. Even then, most passive income requires periodic maintenance and attention.That’s not to say that passive
by Robin Hartill, CFP®, Rachel Christian, CEPF®For most workers, retirement means an end to employer-sponsored health coverage. But your 65th birthday usually comes with a pretty sweet gift from the federal government: Medicare.But how does Medicare work, anyway?Whether you’re about to turn 65 or you’ve been enrolled in the program for years, now is a great time to brush up on the federal health insurance program, what it offers, what
by Kari FaberStaff WriterMaybe you dream of waking up next to the ocean on a gorgeous piece of land you own, surrounded by nature, with zero internet because you never need to work again.Or maybe you dream of waking up somewhere other than your childhood bedroom, without your parents nagging you to get a job and move out because you’re 35 years old.Financial freedom can mean something different to everyone,
by Robin Hartill, CFP®Senior EditorYou probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning.It’s impossible to overstate the importance of Social Security to retirees. The truth is, Americans aren’t saving or investing enough for a secure retirement. Without Social Security, approximately 4 out of 10 people age 65 and older would have incomes below the poverty line. That
by Dana Sitar, CEPF®, Carson KohlerIn the span of two and a half years self-described “bad saver” Matt Wiley managed to save $4,300 without thinking about it.“It feels weird saying ‘I saved,’ because I really didn’t do anything,” he said.Despite being an editor at The Penny Hoarder at the time, Wiley admitted he’d never been good at putting money away.“I don’t have a good reason for why it has been
