How to Ask for a Referral

If you’re searching for a new job, you know how hard it is to break through the crowd of applicants for every open position. Since many job openings today are listed exclusively online, getting your resume noticed when hundreds — and maybe even thousands — have been submitted for the same job can be a challenge. One effective way to proceed with a new job search is to bypass those virtual

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How to Become a Private Investigator Without a 4-year Degree

by JoEllen Schilke From Sherlock Holmes to Easy Rawlins to Veronica Mars, popular culture has had a fun time depicting private investigators. Danger! Mystery! Glamor! And while stories about fictional private investigators aren’t necessarily accurate, it’s still an interesting and exciting field.You might want to become a private investigator if you are naturally curious, level headed, and detail oriented. This is a field that pays well and doesn’t require a

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11 Simple Ways to Get Free Diapers

by Catherine HilesContributor Quick Navigation 11 Ways to Save Money on Diapers Free Diaper Samples From Manufacturers Loyalty/Rewards Programs Baby Registries The Pediatrician’s Office Switch to Cloth Diapers Market Research Companies Diaper Banks Local Organizations Coupons and Sales Cash-Back Apps Eliminate Them Altogether Having a baby is easily one of the most life-changing experiences you’ll ever have. But a new baby can also take a toll on your budget as

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Best Pet Insurance Companies 2022

by Timothy MooreContributorUnexpected vet bills can be the most expensive part of welcoming a dog or cat into your family.For many pet owners, pet insurance for their dogs, cats and even birds can keep the costs of pet care reasonable. While the monthly premiums are an additional expense on top of food, toys, treats and grooming, pet insurance is worth it for medical emergencies, especially serious illnesses or injuries.With the

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10-Minute Tasks That Could Earn You Extra Money This Month

by Quinten PlummerStaff WriterSpending 10 more minutes at work probably won’t have a significant impact on your finances, but using that break-sized amount of time elsewhere just might.Sure, some of the tasks listed here are one-offs, while others may need to be repeated to realize real value. The thing these tasks all have in common is that they can have a lasting impact on your finances, if you capitalize on

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Is Pet Insurance Worth It? Our Pros & Cons For 2022

by Timothy MooreContributorYou have insurance for your health, your car, your house — but what about your pets? Do they have pet insurance coverage?If you don’t currently have pet insurance, you’re not alone. While more than 70% of U.S. households have pets, just 26% of those American pet parents have actually purchased insurance for their pets, according to a 2021 study from Liberty Mutual.But given the price of vet care,

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Save on Medicare With SHIP — State Health Insurance Assistance Programs

by Rachel Christian, CEPF®Senior WriterContrary to popular belief, Medicare isn’t free.Monthly premiums, copays and yearly deductibles add up quickly — not to mention out-of-pocket costs on prescription drugs.Navigating Medicare’s complex system by yourself can be overwhelming. It feels easier to just stick with your current plan and hope for the best.But staying put can mean losing out on huge savings — potentially thousands of dollars a year.If you want to

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Dear Penny: Will Getting a Job Cost Me My Social Security Disability?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI receive full disability from Social Security. I am 64 and went out on disability at 48 years old. (I was born in 1957.) Since there is now a shortage of labor, I thought I might like to try going back to work. Social Security has a Ticket to Work program, which gives you a limited time to try working without losing

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50 Companies with Lifetime Warranties: If It Breaks, They’ll Fix It

by Sarah Kuta, Catherine Hiles We’re always looking for ways to save money, and one surefire way to do that is to buy products that last. You can also buy products from companies that will repair or replace them if they break. You may spend a bit more up front, but quality items — and ones with awesome lifetime warranties — can end up saving you money in the long

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11 Best Jobs Without a Degree in 2022

If you’re on the lookout for a new job that pays well, your timing could not be better. According to U.S. Bureau of Labor Statistics (BLS) figures, the job market is bouncing back — there were 11 million job openings across the country in late 2021 — and all indications point to a rise in opportunities for people with varying levels of experience, skills, and educational credentials in 2022. Don’t have

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