by Steve GillmanContributorAre you worth more than you’re paid?If so, have you asked for a raise? The “Great Resignation” of 2021 — when an estimated 1 in 4 Americans quit a job — could work to your favor. Companies are being forced to offer higher wages and better benefits to attract and retain employees, according to an employer survey by the Society for Human Resource Management.If your company is doing relatively
Best for Helping Out a FriendChime Referral Bonus$100 Best for Socially Conscious ClientsAspiration Plus$200 Best for Basic CheckingChase Total Checking$225 Best for ATM Power UsersPNC Virtual WalletUp to $400 by Timothy MooreContributor So, you’re looking for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up promotions and bonuses. Banks and credit
The world wants you to be vanilla. It has a funny way of trying to make you conform, though. Nobody will come right out and say it. Instead, they’ll say things like:If you’re an IWT reader, you’re probably going to make some unconventional choices in your life. Maybe you’ll rent instead of buying. Maybe you’ll start a business. Maybe you’ll spend an extravagant amount on a personal trainer.As you build your
by Mike BrassfieldSenior WriterAs it turns out, noticeably more people are scared for their children’s future these days.Yep. According to a survey by financial advice website WalletHub, roughly 13 million more Americans are scared about their children’s financial future compared to last year.Of course that makes sense, what with the COVID-19 pandemic and a rocky economy and all. Still, that statistic stuck with us. So if you find yourself worrying
by Quinten PlummerStaff WriterA low credit score can haunt you. Mundane tasks like renting a car or signing up for a new cell plan can put you on edge, knowing that your low credit score is always lurking right behind you.Getting a new credit card and making on-time payments is one of the best paths to a better score. But how do you get a credit card when your score
by Nicole DowSenior WriterWe all know saving money is something we should do, but we often view it as a chore we’ll get around to doing someday.It’s time to flip our perspective and think of saving money as a fun challenge instead.Let’s push ourselves to beef up our emergency funds and stack our cash reserves. Let’s fight for better financial futures — one dollar at a time. Need a game
by Robin Hartill, CFP®Senior EditorIf you want to whip your finances into shape, here’s a good New Year’s resolution: improving your credit score.A lot of New Year’s resolutions fail because they’re so extreme. Think of all the bonkers weight-loss and money-saving goals that surface at the start of every year.This resolution is different. No extreme measures are required. But there aren’t any shortcuts. Building good credit is a goal you
Tell me how this sounds: … and having enough financial security to make it happen.I’m so excited for this post. Why? Because we’re going to take a deep look at my friend Selena Soo’s Rich Life. Selena is a publicity and marketing strategist running a 7-figure business from Puerto Rico, and she shared REAL numbers with us and tells stories about what living a Rich Life means for her. First, let’s
When I was a kid and our family would take a road trip, my dad would tell us to stay in the car while he checked us into a motel. That’s because, to save money, he would get a motel room with 2 single beds — for a family of 6. Then once he got the key, we would quietly go into the room, avoiding the lobby.When we got up
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI started dating a guy I really liked about 10 months ago. Into our third month of dating, he received an amazing job offer in another state and asked me if I would be down to move with him. It was a big commitment, but I decided I would like to get away from my tiny hometown, so I agreed to move
