In this article, we’ll breakdown some of the key rules of credit cards.You’ll improve your credit while automatically being rewarded for the purchases you’re already making. Optimizing your credit is a multistep process.First, we’ll set up automatic credit card payments so you never miss a payment again. Then, we’ll see how to cut fees, get better rewards, and take everything you can from the credit card companies.Yeah, we’ve all heard it, but
In this article we’re going to cover the types of bank accounts, which ones you should have, and what each one can do for you.The two main types of bank accounts are your checking and savings accounts. These two are the main types and are essential to a healthy financial life.It’s important to know how to set them up and how to make them work for you to get the
In this article we will break down “credit card scripts”, what they are, why people use them, and how they can be dangerous.The reality of talking about credit card debt can be difficult. It’s one of the biggest credit card mistakes, to avoid it. We don’t want to always be seen as someone in large amounts of debt or someone who is irresponsible. That’s why most of the time what someone
Most people don’t get into serious credit card debt overnight. Instead, things go wrong little by little until they realize they’ve got a serious problem. The first credit card mistake is not paying attention to your cards and balances. Your debt can turn into something serious and not so small.If you’ve ended up in credit card debt, it can seem overwhelming. Even though it can be painful, be sure to find
In this article we’re going to cover how many savings accounts you can have. On paper it seems like a good idea to have multiple accounts, especially ones with higher rates. However, it’s usually a waste of time to be chasing the next highest savings percent rate.There’s no limit to how many savings accounts you can have open. Typically, banks will allow you to open as many savings accounts as you
In this article, we will cover bank fees, why you get them, how to avoid them, & how to negotiate them.It’s important to know how to properly optimize your accounts or you’ll end up paying fees & bank charges that can easily be avoided.One of the biggest secrets to avoiding fees and properly using your account is talking to an actual customer service rep, either in person or on the
In this article we will cover what to use your credit card for and when you should NOT use it.Credit cards can be great, give a ton of perks, great short term loan, and can help track your spending.They can also be your credit’s worst enemy. Late payments, overspending, and going into debt can hurt your credit.The truth about credit cards lies somewhere between these two extremes. As long as
In this article, we will look at some concrete steps you can take to find out all the debt you owe and get a plan to pay it off.Debt can come in many forms so it’s important to know all of the debt you have, whatever types they may be.Next important thing is to have a plan. Without a plan to pay it off it’s possible that your debt will
Looking to learn how to make money on Amazon, even without selling anything? In this guide, we’ll cover more than 15 ways to make money on Amazon, complete with tips to help you uncover the strategy that’s best for you and how you can get started as soon as possible.The following tactics for making money on amazon are all about selling. While selling isn’t the only way to make money
“Should I buy a new car?”If you asked almost every personal finance pundit that question, they’ll give you a bunch of reasons why you should buy used instead.Our founder, personal finance expert Ramit Sethi, disagrees.Used cars can be a good way to go. But to apply a broad rule that “used is the best” is short-sighted. In fact, Ramit thinks there are many more reasons why people should buy a
