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by Robert BruceSenior Writer Total student loan debt has reached nearly $1.75 trillion, affecting 46 million Americans. According to Student Loan Hero, 55% of the class of 2020 took out student loans and graduated with an average of $28,400 in student debt. With student loan debt such an overarching problem, more companies are offering student loan repayment assistance to employees, and using that benefit as a recruiting tool to attract

by Jenna LimbachContributorSalt is one of those staples you always have in the kitchen. But don’t limit its use to just flavoring food. It’s a true household workhorse and we’ve found more than two dozen hacks beyond the usual culinary uses.Salt makes food taste better, but it’s also great for cleaning because of its absorbent qualities. You can use salt around your home for all sorts of cleanup jobs or

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI am a single 40-something woman, and my mother recently passed in October. I have an older brother and sister, and they are both married with kids. The three of us will be splitting the inheritance equally. I’m more aware than ever that I will have to make a will myself now. My siblings insist that I should be leaving my estate

by Timothy MooreContributor Buying a car can be a stressful experience. It’s a big decision with a ton of little decisions roped in — new or used? Car or truck? Cloth or leather? gas or electric? Not to mention, there’s way too much information floating around on the internet, making it challenging to compare your options. But don’t slam that laptop shut just yet. Your computer (or smartphone) is your

by Michael ArchambaultSenior Writer If you’ve taken even just a single moment to consider your online security, you have likely heard of the term Two-Factor Authentication (2FA) or perhaps Multi-Factor Authentication (MFA). While these two ideas may sound complex or even intimidating, we promise you that they aren’t, and we’ll break down exactly what they mean. Going one step further, after we discuss what exactly Two-Factor Authentication is and why

by Steve GillmanContributor How would you like to invest $30 and be paid a $45 dividend on your investment every year after that?  That’s essentially what you do when you make certain energy-efficient home improvements to lower your expenses. If you pay for powering your home, you know that the dollars can really add up. The average monthly electricity bill in the U.S. in 2021 was $122, up $5 from

by Michael ArchambaultSenior Writer Debt can be overwhelming, even when you’re paying as much toward your bills as you can every month. It can help to refinance or consolidate your debt into something more manageable using a company such as Upstart. Or, if you have a big purchase that you’ve got your eyes on or need help with education-related expenses, Upstart offers personal loans, even with a fair credit score.

by Robert BruceSenior WriterMore than 46 million Americans share $1.75 trillion in U.S. student loan debt, according to the Federal Trade Commission.For many of us, the idea of cutting down our massive student loan debt at the snap of a finger can be an enticing idea.“Sign up now and save BIG on repayments! We’ll help you get your student loans forgiven in as little as FIVE years! Lower your monthly

by Nicole DowSenior WriterWhether you’re trying to tame your junk drawer or straighten out your bedroom closet, having good organizational tools is key.You want your belongings to look nice and orderly. You want to know where everything is so you stop buying extra packs of batteries or Band-aids when you already have them … somewhere. But a trip to the Container Store or Crate and Barrel for home organization supplies