The Best Budgeting Apps for Couples to Manage Money Together

by Nicole DowSenior Writer Get a joint bank account, they say. It’ll be fine, they say. So you do it. But then you discover your significant other doesn’t prioritize saving as much as you do. Your partner, on the other hand, can’t fathom why you consider a new outfit to be “a need” when you have a closet full of clothes. Before the tense money discussions become full-on arguments, you

Read More

Career Seasons: Choosing a Role Based on the Lifestyle You Want

I’d like to introduce the concept of Career Seasons to you — which will help you find a job that’s perfect for you in this season of your life.At different points in our lives, we want different kinds of jobs:Without understanding your Career Season, how can you find a job that’s perfectly made for you?Here’s how we discovered this concept.Whenever I ask people what they want from a Dream Job,

Read More

How to Make a Cheap Charcuterie Board for Under $30

by Katherine Snow SmithContributorCharcuterie boards have gone from favorite appetizers at restaurants to party staples you can DIY with grocery store ingredients that cost less than you might think.You don’t have to be a chef or caterer to make an elegant, crowd pleasing charcuterie tray full of cured meats, cheeses and complementary snacking accessories. You also don’t have to spend big bucks. Meat and cheese boards are super easy to

Read More

How to Choose a Credit Card, the Right Way (Step by Step)

by Quinten Plummer When choosing a credit card, you want one that suits your needs.It can feel overwhelming at first, but it gets easier once you take a look at your credit profile to get a bird’s-eye view of your current financial situation.  Here, we’ll help you learn how to choose a credit card — we’ll highlight the key features to look out for, so you can find a credit

Read More

Comparing Indeed vs Craigslist for Employers

by Mike BrassfieldSenior WriterDo you need to fill a job opening? Are you looking to hire a qualified applicant with a minimum of hassles?In that case, you’ve no doubt considered using a popular jobs board like Indeed or Craigslist. But what’s the difference between the two? Which one would be best for what you need?A third website that competes with them is ZipRecruiter, which can post a job opening to

Read More

Nurturing Jobs: 5 Side Gigs Taking Care of People and Pets

by Molly Moorhead, CFP®Senior Editor If nurturing comes naturally to you, there are ways to turn that instinct into extra money. Side gigs aren’t limited to doing other people’s grocery shopping or selling stuff online. There’s a slew of more personalized and nurturing jobs for anyone who likes to take care of people and animals. Here’s a quick rundown: 5 Nurturing Jobs Taking Care of People or Animals 1. Pet

Read More

What Our Dream Job Winner Learned from a Month of No Spending

by Robert BruceSenior WriterBrittany Cantu was in shock when she found out she was chosen for The Penny Hoarder’s “Dream Job” challenge in October.To earn her $5,000 paycheck, Cantu had to kick one of her most persistent spending habits and save money for 30 days — all in an effort to find new and healthier ways to manage her money.Cantu was up for the job: She saved an impressive $621

Read More

25 Ideas on How to Lower Electric Bill

by Kristin Jenny It’s going to cost more to heat your home this winter, thanks to global price hikes for natural gas, heating oil and other fuels. How much more? The federal government is saying we could see spikes of 54% in our heating bills compared to last year. That’s a big jump and something that many of us will struggle to afford. For people lucky enough to use electricity

Read More

Acorns Review: An App that Lets You Invest Without Thinking About It

by Rachel Christian, CEPF®Senior WriterQuick NavigationYou’ve probably heard of Acorns. It’s a popular micro-investing app — even among people who don’t know a lot about investing — that helps you save money in a diversified portfolio.By using one of its most popular features, you invest money without even really thinking about it. We love that convenience.But investing is actually a serious endeavor. In this Acorns review, we’ll cover the app’s

Read More

With CalTier Realty, Invest in Multi-Family Real Estate for as Little as $500

by Mike BrassfieldSenior WriterWe all have the same 24 hours in a day. But what we don’t all have is access to the same opportunities. This is especially true for investing. The high-and-mighty 1% have access to exclusive, lucrative real estate investments that you’d likely never be able to afford, even if you could get your hands on them.Until now, that is.Now you can invest in real estate, too. And

Read More