by Quinten PlummerStaff WriterA “to whom it may concern” letter greeting has never really been accepted as cordial in business correspondence, or even informal correspondence.It’s certainly formal, but definitely not personable. It sounds like you’re about to launch into a customer service complaint or an emphatic demand to speak to the manager.So what do you do when you want to apply for a job, but you don’t have a contact
by Timothy MooreContributorCiti will eliminate all overdraft fees, returned item fees and overdraft protection fees by summer 2022. Citi’s decision is significant because it’s the first of the top five U.S. banks to make the move.Gonzalo Luchetti, CEO of U.S. Personal Banking at Citi, said in a statement that the mega-bank now offers “the most consumer-friendly overdraft practices” in the banking business.Two bigger banks — Bank of America and Wells Fargo
by Rachel Christian, CEPF®Senior WriterFundrise is a crowdfunding platform for private real estate investing. Unlike traditional real estate investments, which require thousands of dollars in capital, Fundrise users can invest with as little as $10.Instead of buying a single piece of property by yourself, you and other investors buy shares in a fund that owns or finances multiple apartment buildings, office buildings, single-family homes, hotels, retail space and other properties.When
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy husband and I have an age gap of 15 years between us. We have an 18-year-old daughter getting ready to head off to college come September 2022. My husband will be 63 in that same month and was hoping to retire at 65 like the rest of his siblings, but we just won’t be able to afford the expected family contribution
by Quinten PlummerStaff WriterIf you’ve got more experience in the field than in a cubicle, chances are you like to work with your hands and on your feet.For blue collar workers — like most everyone else in the labor force — classified ads in newspapers and billboard job postings have largely been replaced with online job boards and virtual recruiters.Here’s everything you need to know to navigate online job boards
