by Rachel Christian, CEPF®Senior Writer If you have a travel rewards credit card or elite status with a hotel or airline, your stash of points could be worth thousands of dollars. But what happens to those points and miles after you die? It turns out reward points aren’t considered property — so you typically can’t name a beneficiary to inherit them. You’re not legally entitled to have them transferred to
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy boyfriend and I have been dating for about two and a half years and living together for a little over half of that time. We have discussed getting married but are not engaged. We have no immediate plans. My biggest concerns about getting married are financial. We earn about the same amount of money and currently split most expenses like rent
by Rachel Christian, CEPF®Senior WriterFreda Robinson, 65, lives a frugal life. She uses coupons, compares weekly grocery store ads and hunts for the best deals.But rising inflation worries Robinson, a South Carolina resident who retired from her job in May 2018.She’s concerned that her nest egg won’t last as prices on everyday items continue to rise.“I would dare say anyone who isn’t Jeff Bezos is concerned about outliving their savings
by Kari FaberStaff WriterAre you in need of quality employees? If posting jobs on your company website alone isn’t bringing you the high caliber candidates you’re looking for, it’s time to start utilizing an outside hiring platform.But figuring out which one of these job sites to go with can be a daunting task on its own. How do you know which one is best for you?There are some that promote
by Quinten PlummerStaff Writer Dead ends branch out from every career path. Even in the lucrative world of finance, you could find yourself living on the margins while boosting someone else’s bottom line — that’s unless you gain the right experience and pursue one of the best-paying jobs in the field of finance. You’ll find great-paying jobs at every level in the finance industry, which is different from the highest
by Robert BruceSenior Writer“Looking to move? We will pay instant cash for your home! Call ……”You might have seen that kind of offer on a billboard or a homemade sign posted to a telephone pole.The concept has been around for years. Want to sell your home fast? There’s usually someone willing to buy it – as long as you’re willing to take less than market value.The latest take on this
by Robin Hartill, CFP®Senior EditorIf you want to maximize your monthly Social Security checks, waiting until 70 to claim benefits is a smart move. Your monthly benefit at 70 would be about 77% higher than it would be if you started as soon as you became eligible at 62.But what happens if you hold out beyond age 70? Will your Social Security benefits get an even bigger boost? Read on
by Kristen Pope, JoEllen Schilke Why toss things in the trash when you can recycle them — and make a little money in return? By diverting certain items from the waste stream and keeping them out of landfills, you can also make extra money or help out worthy causes. From scrap metal to ink cartridges, bottle caps to construction materials, you can recycle a huge variety of items in exchange
by Nicole DowSenior WriterEvery now and then, well-intentioned plans to save money simply fail.You think you’re following the frugality playbook only to have it backfire. It’s when trying to be cheap ends up being expensive.It happens to the best of us. Here are 10 situations where trying to pinch pennies has the potential to end up costing you money.Preparing meals in advance means you won’t be tempted to grab fast
1PasswordBest Overall Password Manager$2.99/mo BitwardenBest Free Password ManagerFree or $10/yr LastPassBest Business Password ManagerFree or $3/mo by Michael ArchambaultSenior Writer Finding the best password managers can appear challenging due to the various options available on the market—1Password, Dashlane, Keeper, and so many others. Our research and in-depth testing have highlighted five different password manager options, but which is the perfect choice for your digital lifestyle? We’ll take a closer look
