The IRS Says Taxable Income is Most of What You Make

by Dave Schafer, Sarah KutaThere are an enormous number of side gigs that could help you earn a little extra cash each month. Whether you want to drive for Uber, deliver groceries, try your hand at freelance graphic design, or even officiate weddings, there have never been more opportunities to work for yourself.Come tax season, however, this can get confusing. You might find yourself wondering what income is actually taxable.

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4 Money Secrets to Paying off Debt and Building Wealth

by Mike BrassfieldSenior WriterStop worrying about money — it’s bad for you.Studies show that financial stress can aggravate all kinds of health issues, like migraines, insomnia, heart disease and weight gain — not to mention our old pals anxiety and depression!Money worries can rip apart relationships and ruin your peace of mind. If you want to stop worrying, what you need to do is take action. That’s right, TAKE. ACTION.

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The 22 Best Sites for Cheap Eyeglasses Online

by Larissa RunkleContributor Like shopping for most things, buying prescription eyeglasses online has become the new norm. In addition to the sheer convenience of being able to try frames on at home, there’s also the fact that shopping online for prescription glasses usually means more choice — and a lot more savings. In a recent survey from Consumer Reports, people buying glasses online paid a median of $91, while those

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5 Ways to Splurge On Something Without the Guilt

by Mike BrassfieldSenior WriterWhat do you covet?C’mon, admit it. There must be something.Something you really want. Something you could theoretically buy at some point, but you probably shouldn’t. Not yet, at least. Because it’s probably just a little too expensive, right?What’s your next splurge? Is it a pair of shoes? A bag? A phone? A bottle of really good wine? A bathroom remodeling? A muscle car?Whatever it is, we’ve got

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Dear Penny: Should I Work More to Support My Anti-Capitalist Boyfriend?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMe and my boyfriend are in our second year of college. We moved into an on campus apartment together last semester. We made enough last summer to cover rent for the fall, so neither of us was working aside from a few weekends. Once winter break started, I resumed work at my summer job, which my boyfriend was OK with, but he

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Too Much Online Shopping? These Apps Can Earn You More Than $2,000 Back.

by Kari FaberStaff WriterDo you remember going to the mall? The thrill of walking from store to store, adding more bags to your arms, paying cash (!) for your splurges — it was a whole experience, and it might have helped you stay in budget, too.But not online shopping. The ease of finding everything you need — and plenty of things you don’t — makes it way too easy to

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What Is an HSA? A Primer on How This Account Can Help You Save

by Nicole DowSenior WriterWading through health insurance options when starting a new job or during open enrollment can be confusing. The alphabet soup of terminologies sure doesn’t help.For instance, if your PPO is an HDHP you might be able to open an HSA and save money toward your health expenses. Huh?In this article, we’ll demystify some of that medical insurance jargon and explain the benefits, rules and nuances of health

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What You Need to Know About Side Gigs in 2022

by Robert BruceSenior WriterWhether by choice or necessity, side gigs appear to be here to stay.From ride-sharing to food delivery to at-home businesses and traditional freelance gigs, Americans are getting more creative in how they earn side cash. In fact, according to the Pew Research Center, 16% of Americans have earned income from an online gig platform at some point. In a Bankrate survey, 45% of respondents said they have

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5 Homebuying Tips for Finding a House in 2022

by Robert BruceSenior WriterTwo words to describe buying a home over the last two years?Increasingly expensive.The price of homes in the United States appreciated 19.9% between August 2020 and August 2021, a 12-month record, according to S&P Dow Jones LLC.Depending on whom you talk to, the market is expected to continue to stay hot this year, though at not quite the same rate as 2021.So what should you be thinking

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8 Female Financial Influencers You Ought to Know

by Nicole DowSenior WriterThe finance industry may traditionally be a male-dominated space, but more women are making their voices heard.They’re blogging, podcasting, authoring books and gaining massive social media followings as they chart paths as bonafide personal finance influencers.And they’re helping countless other women increase their financial literacy and build wealth along the way. Here are just a handful of the female financial influencers you ought to have on your

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