by Kari FaberStaff WriterWhen you put your money into a bank account, not only do you want your hard earned cash to be safe — you also want it to grow.Yet the money you earn in interest at most banks these days is downright pitiful. You’ll be lucky if you earn a quarter at the end of the year.But an online bank called Vio has one of the highest earning
by Michael ArchambaultSenior Writer Available since 2014, Apple Pay is an easy way to pay for purchases online or in-store, send and receive money and — bonus! — you’ll feel like you’re in “Blade Runner” whenever you make a purchase. Apple Pay is pretty straightforward to set up, available on all of your Apple devices and can be much more secure than paying with a traditional credit or debit card.
by Quinten PlummerStaff WriterHow and why you leave a job matters, especially to a potential employer who’s considering hiring you. Good or bad, future employers will want to know your reasons for leaving a job or why you’re trying to do so.How much your exit will matter to a potential employer largely hinges on what happened and how you frame it. Here’s how to properly frame common reasons for leaving
by The Penny Hoarder Staff If you have a knack for teaching, a proliferation of online tutoring platforms have created numerous opportunities to make extra money helping students learn various subject material — from math and English to physics and political science. Tutoring online can be a nice side gig for current or former teachers and even college students who have great subject matter mastery and some teaching skills. While
by Rachel Christian, CEPF®Senior Writer Target and other major retailers are feeling a post-pandemic inventory crunch that could spell big savings for shoppers. People aren’t shopping like they did a year ago. Consumers are making fewer high-end purchases and buying more necessities like food and household staples. As a result, Target is aggressively clearing out pandemic goods like home decor, small kitchen appliances and electronics at stores across the country.
by Lisa Rowan, Nicole DowIn need of a serious money reset? Going back to cash could be the cure for your ailing budget.Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to toss aside your wallet and rely on pre-labeled envelopes full of real, physical money.You don’t have to use this method for your fixed expenses, like your rent or mortgage, car payment or debt
by The Penny Hoarder Staff Quick NavigationFilling out the Free Application for Federal Student Aid, better known as the FAFSA, is a rite of passage for prospective or current college students, whether they’re attending a trade school near home or heading across the country to work on a bachelor’s degree.The FAFSA form for the 2022-2023 school year became available Oct. 1, 2021. The exact deadlines vary by state, but it’s
by Quinten PlummerStaff WriterCollege is great, but pursuing a career in trade jobs instead is also a proven path toward the American Dream. All it takes is the ambition to carve out a prosperous and rewarding career in a trade.Along with great compensation, people who study trade school jobs often get to work faster than those who attend college — so they start making serious money faster.If you’ve got the
Best for no-penalty CDsMarcus by Goldman Sachs$500Minimum depositBest for CD ladderingDiscover Bank$2,500Minimum depositBest for bump-up CDsAlly Bank$0Minimum depositBest for rate guaranteeSynchrony Bank$0Minimum depositby Rachel Christian, CEPF®Senior Writer A certificate of deposit — CD for short — is a low-risk savings account that holds a fixed amount of money for a certain time, such as six months, one year or five years. During that time, your deposit earns a fixed interest
by Nicole DowSenior WriterAdjusting to a fixed income in retirement can be a challenge — especially if you’re living off less money.Just because you stopped working doesn’t mean you stop paying bills and buying groceries. If you’re planning vacations or trips to the golf course — those are extra costs to budget for.“You could easily spend more money [in retirement] because you have more time you want to enjoy,” Droucelle
