15 Ways Retirees Can Work from Home and How to Get Started

by JoEllen SchilkeContributor Whether you need a little extra money in your retirement or just like to keep busy, a work-from-home job can be a nice opportunity to earn while staying occupied. Here are some great jobs for retirees that can help you do both. First, a Word of Warning As with anything you find online, some opportunities are better than others. And sadly, there are plenty of work-from-home scams

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Dear Penny: Is It Weird That My Mom Still Spies on My Bank Account?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI will be 30 in July and still live with my parents, mainly because I have mild cerebral palsy affecting my left side. It makes driving a little difficult, but not entirely impossible.My biggest concern involving money is: Is there anything legal that says I have to make my parents beneficiaries if something were to happen to me? My mother insists

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How to Find Free Self-Defense Classes Online and In-Person

by Catherine HilesContributor Self-defense is one of those skills most people hope they never have to use, but it’s always a good idea to be prepared just in case. However, the high cost of many self-defense classes can cause people to put it off for when they have more money to spare, which often ends up being never. Thankfully, there are plenty of free ways to learn how to defend

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Get One of The Highest APYs Around With a Vio Bank Account

by Kari FaberStaff WriterWhen you put your money into a bank account, not only do you want your hard earned cash to be safe — you also want it to grow.Yet the money you earn in interest at most banks these days is downright pitiful. You’ll be lucky if you earn a quarter at the end of the year.But an online bank called Vio has one of the highest earning

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How to Use Apple Pay

by Michael ArchambaultSenior Writer Available since 2014, Apple Pay is an easy way to pay for purchases online or in-store, send and receive money and — bonus! — you’ll feel like you’re in “Blade Runner” whenever you make a purchase. Apple Pay is pretty straightforward to set up, available on all of your Apple devices and can be much more secure than paying with a traditional credit or debit card.

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How to Explain Your Reasons for Leaving a Job

by Quinten PlummerStaff WriterHow and why you leave a job matters, especially to a potential employer who’s considering hiring you. Good or bad, future employers will want to know your reasons for leaving a job or why you’re trying to do so.How much your exit will matter to a potential employer largely hinges on what happened and how you frame it. Here’s how to properly frame common reasons for leaving

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Best 15 Online Tutoring Jobs of 2022

by The Penny Hoarder Staff If you have a knack for teaching, a proliferation of online tutoring platforms have created numerous opportunities to make extra money helping students learn various subject material — from math and English to physics and political science. Tutoring online can be a nice side gig for current or former teachers and even college students who have great subject matter mastery and some teaching skills. While

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Target Discounts Are Coming: How to Find the Best Deals

by Rachel Christian, CEPF®Senior Writer Target and other major retailers are feeling a post-pandemic inventory crunch that could spell big savings for shoppers. People aren’t shopping like they did a year ago. Consumers are making fewer high-end purchases and buying more necessities like food and household staples. As a result, Target is aggressively clearing out pandemic goods like home decor, small kitchen appliances and electronics at stores across the country.

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How the Cash Envelope System Helps You Stop Overspending

by Lisa Rowan, Nicole DowIn need of a serious money reset? Going back to cash could be the cure for your ailing budget.Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to toss aside your wallet and rely on pre-labeled envelopes full of real, physical money.You don’t have to use this method for your fixed expenses, like your rent or mortgage, car payment or debt

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Know How to Fill Out FAFSA Form for Better Chance at Aid

by The Penny Hoarder Staff Quick NavigationFilling out the Free Application for Federal Student Aid, better known as the FAFSA, is a rite of passage for prospective or current college students, whether they’re attending a trade school near home or heading across the country to work on a bachelor’s degree.The FAFSA form for the 2022-2023 school year became available Oct. 1, 2021. The exact deadlines vary by state, but it’s

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