by Nicole DowSenior WriterIt’s easy to overspend when you shop online.You buy things with the click of a button, no cash exchanging hands. You can shop in your pajamas at 2 a.m. And once you’ve made your purchase, you see targeted ads everywhere, enticing you to buy more.But if you can fight the temptation to impulse buy, online shopping can help you find the best deals — especially when you
Varo BankBest for Cash Back3.00% APY Axos Bank Essential Checking AccountBest for Unlimited ATM AccessUp to 1.25% Chime SpendingBest for Digital Features0.50% APY Ally Interest CheckingBest for No Fee PerksUp to 0.25% by Kathleen GarvinContributor Do you remember why you chose your current checking account? If you got started early, your parents might have helped you open a kids’ checking or savings account at their bank’s branch. Or maybe you
by Dana Sitar, CEPF®ContributorCapital One made a splash in the nineties with unprecedented mass advertising for credit cards — so we’re sure you’ve heard of the company.You might not know, though, that it’s jumped on the online banking bandwagon over the past few years and has come out strong with digital-first banking services that rival competitors in traditional banks. It’s also continuing to improve its advantages. In early December, Capital
by Sarah Li-Cain Ally Invest offers a myriad of investing options, from more active trading to handing your cash off to their robo-advisor. It prides itself on offering low to no fees, commission-free ETFs, and robust trading tools.With their Robo Portfolios offering (that’s Ally Invest’s robo-advisor product), it’s a great overall company to invest with. Ally Invest is the brokerage arm of Ally Bank and stands out in its offerings
by Larissa RunkleContributor Quick Navigation Easy to Find Gifts In Plentiful Supply Matching PJs Pendleton Blanket Green Toys Homemade Dog Toys A Smart Blender Pizza Oven Wine & Spirits Local Arts & Crafts Subscription Boxes Gift Cards Knick Knacks Something to Read If you’ve recently tried to buy anything electronic (including a new or used car), then you’ve probably noticed one thing — it’s next to impossible. The current supply
by Rachel Christian, CEPF®Senior WriterThe Social Security Administration will start sending out 2022 cost-of-living adjustment (COLA) notices by mail throughout December. But if you want to see your new benefit amount sooner, you can check your notice online by logging into your MySocialSecurity account.The information will be available starting in early December, according to the Social Security Administration. You can find your COLA notice in the message center.If your COLA
Best for Overall PerksAxos Rewards Checking1.00% APYBest for No Overdraft FeesAlly Interest Checking Account0.10% – 0.25%APYBest for Highest APY on the MarketConsumers Credit Union2.09%-4.09%APYBest for Overdraft ProtectionSoFi Money0.25%APYby Kathleen GarvinContributor When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A regular, end-of-month deposit into your savings account,
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy ex is a gold digger, on top of being financially rich. Our son had brain cancer for four and a half years. I took care of him his entire life from age 10, including the four and a half years of brain cancer as an adult alone. I need to know if my ex of 38 years is legally allowed to
Best for Helping Out a FriendChime Referral Bonus$100 Best for Socially Conscious ClientsAspiration Plus$200 Best for Basic CheckingChase Total Checking$225 Best for ATM Power UsersPNC Virtual WalletUp to $300 by Timothy MooreContributor So, you’re looking for a new bank account. You’ve got several factors to consider — ATM access, interest rates, monthly account fees, minimum balances, online bill payments and more. Another factor: sign-up promotions and bonuses. Banks and credit
by Top Class Actions Could you use some extra cash?Several class action lawsuit settlements have claim deadlines before the end of the year. See if you qualify but act fast if you want to file a claim against TULA Life skin care because that deadline is Dec. 10. The rest are Dec. 13 through Dec. 31. Consumers who made purchases from Best Buy and were affected by a 2017 data
