by Kari FaberStaff WriterHere’s the dirty truth — putting money in a regular savings account will do nothing for Future You. Yep, we said it. The problem is that you still need a savings account for your emergency fund or vacation fund. What is that 0.05% average APY going to do for you? Nothing. Nothing!But a savings app called Yotta makes keeping your savings account worthwhile. Not only will it pay
by Larissa RunkleContributor It’s no surprise that weddings are expensive. But what might shock you is just how much they actually cost. In 2021, the average couple spent nearly $30k (or $34,000 if you count the engagement ring) on their nuptials, with over $500 of that going toward wedding invitations. And while some of those costs (notably picking a great venue), might be totally worth adding to the budget. However
by Lisa McGreevy, Catherine Hiles Who doesn’t look forward to a day of spa treatments? The massage, the facial, the steam bath. Every moment is so luxurious, except the moment you get the bill. And sometimes that’s preceded by pressure to buy products with big markups. Spas and all the services they offer are expensive indulgences. But you can create that pampered feeling yourself for a whole lot less money.
by JoEllen SchilkeContributorYou probably have aluminum foil, Coca-Cola, salt, baking soda, peanut butter, vinegar, and Windex in your house and you might already have coconut oil. If not, you should. These common household items can save you emergency trips to the store as well as money.You may never buy bleach, stain remover, or furniture polish again!Our guide to using these common and cheap items can save you time and money,
by Michael ArchambaultSenior WriterGoogle can be a powerful tool to explore the web, but what happens when your personal information ends up in search results? It is possible for personal information, such as your Social Security Number (SSN), bank account info, secure logins, and more to show up on the search engine.Now there’s something you can do about it.Google announced that it will allow users to remove what it calls
by Robin Hartill, CFP®Senior EditorIf you’re a veteran or an active-duty member of the military, here’s a way to save money on a quick summer trip.Veterans can get a free single-day ticket AND free tickets for three dependents to Busch Gardens or SeaWorld. (Yes, you’ll all need to visit at the same time.) Registration is required by May 15. You must use your tickets by July 10, 2022.And if you’re
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy 72-year-old mother-in-law passed away last month. She had cancer, and, sadly, it took her very quickly. Before she died, she had made her wishes known to my father-in-law as to what she wanted after death, which was no funeral, just cremation, and for the family to go and have a meal together.The problem is that my in-laws live in Britain,
Best for Good to Excellent CreditLightStream3.49% – 19.99%APRBest for SoFi CustomersSoFi5.74% – 21.78%APRBest for Debt ConsolidationHappy Money5.99% – 24.99%APRBest for On-Time Payment RewardsMarcus 6.99% – 19.99%APRby The Penny Hoarder Staff A personal loan is a type of installment loan in which money is borrowed in a lump sum and repayed over time in fixed monthly payments. Borrowers commonly use personal loans to consolidate debt, because a single loan can replace
by Rachel Christian, CEPF®Senior WriterSince October 2020, any PayPal user in the U.S. can buy, sell and hold Bitcoin.But there’s a big catch, according to cryptocurrency experts: Any cryptocurrency you buy on PayPal isn’t technically yours.You can’t transfer your cryptocurrency purchases off the platform unless you cash them out to U.S. dollars first.That may not seem like a big deal, especially for cryptocurrency newcomers. But for some investors, control over
Best for Comparing Loan RatesCredible3.02% – 14.08%Fixed APRBest for SoFi Banking MembersSoFI3.47% –11.16%Fixed APRBest for Merit-Based LendingFunding U7.49% – 12.99%Fixed APRBest for Traditional Bank CustomersCitizens Bank3.48% – 10.78%Fixed APRby Dana Miranda, CEPF®Contributor College costs are overwhelming for a lot of families. So students turn to student loans to cover them. Most students, following expert recommendations, start with federal student loans, but those aren’t always enough to cover costs. When federal
