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by Timothy MooreContributorNew electric vehicle sales are on the rise despite soaring prices. If you want to save a buck and the Earth, consider a used electric car. We’ve got the tips to help you buy the best used electric cars on the market. And we are naming names.The initial year of the COVID-19 pandemic delivered a brutal blow to the automotive industry, but the larger economic effects of the

Best Overall Fair Credit LoanUpstartStarting at 5.22% APRBest for Bad CreditUpgradeStarting at 5.94% APRBest for Fast FundingRocket LoansStarting at 5.87% APRBest for No FeesDiscoverStarting at 5.99%APRby Timothy MooreContributor Having a strong credit score makes getting any kind of loan — including a mortgage, an auto loan and personal loans — much easier. But what about borrowers with fair credit? Because paying off a loan in monthly installments without missing a

by Lisa Rowan, Rachel Christian, CEPF®A payday loan can offer a quick reprieve from unexpected expenses or temporary tough luck.But if you don’t have enough money to pay back the loan next payday, you may need to take out another loan — or roll your balance into a new loan with interest rates that can exceed 300%.More than a dozen states have banned high-interest, short-term loans, but it’s still easy

by Rachel Christian, CEPF®Senior Writer It’s hard to rebound from financial shocks in retirement. Job loss, divorce, a health emergency or a death in the family can strap your resources, deplete your savings and leave you wondering what comes next. Economic volatility and soaring inflation only add to the stress. If you’re an older American struggling to afford housing, it’s important to understand your options. There are federal, state and

by Tiffany ConnorsEditor/WriterThey say that teaching is a calling. It’s just not typically a calling to money.If you’re an educator facing a pile of student debt, the good news is that there are multiple loan forgiveness programs specifically for teachers.You don’t need to be a math teacher to realize that the $30,000-plus average amount of student loans to get a bachelor’s degree would be tough to pay off on a

by Mike BrassfieldSenior WriterHiring is a huge headache. Finding new employees is a pain. Why not make finding qualified candidates as easy on yourself as possible?If you’re hiring online, you’ll quickly find dozens of different job boards and online recruiting platforms, in all shapes and sizes. How are you supposed to know which one is best for you?Consider going with the one with more than 25 years of experience —

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy husband cannot stay at one job long enough to benefit him. It seems like every six months to a year, he is finding a new place to work. I know why he does it. It’s to make more money now, or he isn’t happy with the people he works with. He always comes home and talks about the person he doesn’t

by Larissa RunkleContributor Planning to tie the knot this year? Ask anyone in the throes of prepping for a wedding and they will tell you how stressful wedding planning can be. Add in budget woes, and stress levels start to skyrocket. Even if you aren’t looking to throw the most ostentatious party of the year, even the most simple weddings aren’t the casual city-hall affair they used to be. In

by Sarah Li-CainContributorOppLoans is a solid alternative to expensive payday loans, especially for those with bad credit. While eligibility requirements are straightforward, the high interest rates means it’s an expensive personal loan option.Our review will give you the information to decide if using this service is right for you. Founded in 2015, OppLoans is headquartered in Chicago. The online lender offers loans that are geared towards borrowers who have poor credit