by Nicole DowSenior WriterMaintaining a budget is an excellent way to get a better handle on your money situation. If you want to hit your financial goals, keeping tabs on your cash flow is essential.Here are some of our best budgeting lessons. The 70/20/10 budget is a percentage-based money management system where you earmark 70% of your take-home pay toward monthly expenses, 20% for saving and investing and 10% for
by Tiffani ShermanContributorCongratulations on making a job move and looking for something new during what’s being called the “Great Resignation.”But with that new freedom might come a new worry, depending on how long you plan to be without work: how will not working affect your retirement funds? When you quit work, things like no matching contributions, lump sum distribution and tax consequences may be swirling in your head now that
by Top Class Actions Big brands such as Godiva, Tinder, Acura, and Benecol are offering benefits to consumers thanks to class action lawsuit settlements.The February deadlines for filing claims in these settlements are fast approaching, so read on to find out if you qualify. There are more claims than usual deadlining in the first week of the month. Acura drivers who incurred battery-recharging costs and certain transportation costs may be
by Quinten PlummerStaff WriterThere’s no guarantee the game will be competitive, the halftime show will be captivating or the multi-million dollar ads will be compelling enough to rewatch later. But you can hedge your bets on having a good time by serving up great food during your Super Bowl LVI party this Feb. 13.An app called Ibotta will pay for your pizza, tortilla chips, cookies and some choice ingredients that
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI will have been married for 30 years in July 2022. My wife and I haven’t been intimate in over 10 years. We’re both 58 years of age. I haven’t been in love with her for almost half our marriage. I’ve told her for the last 10 to 12 years that I want a divorce. But I can’t get a divorce attorney
by Mike BrassfieldSenior WriterSo you’ve achieved the American Dream. You’re married and you own a house and cars. Congrats!Problem is, the American Dream is so expensive. You’ve got to pay so many bills to keep the whole thing going.Here’s an easy way to lower one of those pesky bills: When’s the last time you compared car insurance rates? If it’s been more than six months, you should look again. Chances
by Kari FaberStaff WriterIf you had the chance to get a free scratch-off card every time you made a purchase, you’d take it, right? There would be nothing to lose — and only cash to gain.A bank account called RoarMoneySM created its own version of a scratch-off ticket called Shake ‘N’ Bank. Every time you make a purchase using your RoarMoney virtual card or physical MoneyLion Debit Mastercard™, you earn
by Kari FaberStaff WriterWhen you’re strapped for cash, it can feel like you’re stuck between a rock and a hard place. Medical bills pile up, debt starts to snowball and retirement can feel impossible.And for homeowners, sometimes it feels like the only option is selling their house and hoping the cash is enough to cover their needs.But a single phone call can change that.A company called Unlock will give people
by Timothy MooreContributorBanks and credit unions are businesses, and as businesses, they have to make money to succeed. But getting that money through exorbitant overdraft fees is starting to go away.In the middle of 2021, online banking giant Ally eliminated its overdraft fees completely and then Alliant Credit Union followed Ally’s lead. By the end of the year, Capital One became the first top 10 U.S. banks to dump overdraft
by Kent McDill As if the online dating game doesn’t make you feel bad enough. Imagine being 29+ (gasp!) and have America’s largest dating app treat you like you’re over the hill.So opposite of the “senior” discount, Tinder had been charging users in California who were 29 and older twice as much for certain subscriptions as younger users. An age discrimination suit was filed and Tinder agreed to a settlement
