5 Unwelcome Financial Surprises to Watch Out for in 2022

by Tiffany Connors, Robin Hartill, CFP®Maybe you’d rather forget 2021 — we get it.But before getting too far into 2022, it’s a good idea to take stock of how your finances may have changed during the last 12 months and make any needed adjustments.Here are five areas of your finances to check on so you don’t get any unpleasant surprises this year. If you’ve been taking advantage of student loan

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How to Become a Recruiter

by Robert BruceSenior Writer As remote work becomes more and more of a thing, recruiters are increasingly vital to remote-leaning companies. If you think of yourself as a “people person” drawn to the HR world, then becoming a recruiter might be a good, rewarding career fit for you. Yes, these are the people who write the job descriptions and post the jobs, but there’s a lot more to recruiting than

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Pretected Could Add $500/Year to Your Budget

by Mike BrassfieldSenior WriterSo you’ve achieved the American Dream. You’re married and you own a house and cars. Congrats!Problem is, the American Dream is so expensive. You’ve got to pay so many bills to keep the whole thing going.Here’s an easy way to lower one of those pesky bills: When’s the last time you compared car insurance rates? If it’s been more than six months, you should look again. Chances

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How to Get Paid Early: Earned-Wage Access Pays You on Your Terms

by Quinten PlummerStaff WriterJust over half of U.S. adults are living paycheck to paycheck, at best. That means the margin between keeping it together and falling apart is only a few days wide, at most.So many of us stand to lose everything we’ve built financially due to a late check, a lost shift or an emergency expense. Without an emergency fund, the only other option is to figure out how

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How to Ask for a Signing Bonus

If you’re in the final stages of interviewing for a new job or have accepted an offer and are working out the compensation details, it’s time to consider if and how to ask for a signing bonus. Once the exclusive purview of professional athletes and highly paid executives, signing bonuses have become more common as employers vie for top talent and in-demand workers find themselves in the position of deciding between

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How to Ask for a Job

The process of seeking new job opportunities can be time-consuming and even a bit disheartening, especially if you’ve been at it for a while. Once you find the job opening of your dreams, though, you may have to wait for an offer to come your way or move the process forward yourself by asking the prospective employer for a job. Since asking for a job can be an intimidating experience for

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How to Ask for a Referral

If you’re searching for a new job, you know how hard it is to break through the crowd of applicants for every open position. Since many job openings today are listed exclusively online, getting your resume noticed when hundreds — and maybe even thousands — have been submitted for the same job can be a challenge. One effective way to proceed with a new job search is to bypass those virtual

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How to Become a Private Investigator Without a 4-year Degree

by JoEllen Schilke From Sherlock Holmes to Easy Rawlins to Veronica Mars, popular culture has had a fun time depicting private investigators. Danger! Mystery! Glamor! And while stories about fictional private investigators aren’t necessarily accurate, it’s still an interesting and exciting field.You might want to become a private investigator if you are naturally curious, level headed, and detail oriented. This is a field that pays well and doesn’t require a

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11 Simple Ways to Get Free Diapers

by Catherine HilesContributor Quick Navigation 11 Ways to Save Money on Diapers Free Diaper Samples From Manufacturers Loyalty/Rewards Programs Baby Registries The Pediatrician’s Office Switch to Cloth Diapers Market Research Companies Diaper Banks Local Organizations Coupons and Sales Cash-Back Apps Eliminate Them Altogether Having a baby is easily one of the most life-changing experiences you’ll ever have. But a new baby can also take a toll on your budget as

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Best Pet Insurance Companies 2022

by Timothy MooreContributorUnexpected vet bills can be the most expensive part of welcoming a dog or cat into your family.For many pet owners, pet insurance for their dogs, cats and even birds can keep the costs of pet care reasonable. While the monthly premiums are an additional expense on top of food, toys, treats and grooming, pet insurance is worth it for medical emergencies, especially serious illnesses or injuries.With the

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