by Nicole DowSenior Writer Staying on top of all your monthly bills takes more than just having enough money in your bank account. You also need the organizational skills so everything is paid on time. No one wants to get hit with a late fee — or worse, have their service turned off or cancelled — because they forgot to pay a bill on time. One way to keep up
by Timothy MooreContributorHuntington Bank is popular because it is a full-suite experience. Savings and checking accounts that earn solid interest are just the start.Customers can rely on Huntington for everything from a mortgage loan to health insurance to wealth management, plus savings and checking accounts.Huntington Bank is based in Columbus, Ohio, but offers physical locations and ATMs across several states. While its number of ATMs is on the low side
by Timothy MooreContributorInvestment conversations typically focus on the stock market, but any financial adviser will tell you a portfolio is strongest when it’s diversified. That means you don’t want to only invest in stocks. A balanced portfolio contains bonds as well.Bonds are inherently low-risk investment options, but they also don’t have the high potential earnings of stocks. Instead, buying bonds provides a hedge against riskier stocks.Understanding when and how to
I always say, “Show me a person’s calendar and I’ll show you their priorities.”Well, I have a newer version of that: Show me a person’s spending, and I can show you what they love.I spent years talking to people about their spending habits, and I boiled them down to 10 “Money Dials.” They’re called Money Dials because you can “tune” them up or down — just like a dial.If you
Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorRecently I met a man I liked. Unfortunately, he’s divorced with five kids. His kids live in a different state far away. On our first date, he made it clear that he is very wealthy and that when he dies, all his money is going to his children. I immediately got turned off. It just didn’t sound right. He broke the family
by Tiffany Beyer One of the biggest misconceptions about eating a vegan diet is that it’s too expensive. But cheap vegan meals are a thing, and they taste good.Processed vegan meats, artisan vegan cheeses and vegan eggs are a delicious treat, but the cost can quickly drain your bank account when you are aiming to create vegan meals.For example, a 16-ounce pack of Great Value American cheese slices runs $2.66,
by The Penny Hoarder Staff You’ve done it. You’ve built up a little cushion in your bank account — $1,500! It feels good, right? Those days of checking your account balance in a panic are behind you.Congrats! You’re on the right path, but should you keep that money in your checking account? Frankly, now it’s time to think about some longer-term goals. What do you want to accomplish next with
by Quinten Plummer Nobody plans to go into debt. But things happen. Maybe you lost your job, or got divorced or just had a rough stretch of luck.The next thing you know, you’re struggling to make your payments, your credit score is taking a hit and it feels like you’ll never be able to climb your way out of this hole.You may think you only have a few options: bankruptcy,
Varo BankBest for Cash Back3.00% APYAxos Bank Essential Checking AccountBest for Unlimited ATM AccessUp to 1.25%Chime SpendingBest for Digital Features0.50% APYAlly Interest CheckingBest for No Fee PerksUp to 0.25%by Kathleen GarvinContributor Do you remember why you chose your current checking account? If you got started early, your parents might have helped you open a kids’ checking or savings account at their bank’s branch. Or maybe you went with the credit
What if you lost your job today and needed a new job in a week? Could you do it?What if you just wanted some advice for a tough career decision? Is there someone you could ask?Or what if you wanted to make a big career change, like switching industries? Is there anyone you could call for help?The secret to solving all of these challenges is the same: informational interviews. You’ve
