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Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy great niece is getting married in October. I live in New York City, and she lives in Indiana. I said I would go, although I only met her once.Now she set up a GoFundMe page, asking for help with the wedding instead of a gift. Do you think I should contribute? I’ve never heard of such a request.-C.Dear C.,I’ve never

by Kari FaberStaff WriterSayonara, traditional banks! Online only banking is no longer a “niche” financial option for people, but a mainstream way of growing and protecting your money.Not to mention, online banks can have lower fees and higher interest-earning potential,  thanks to the lack of overhead.But with all the options available, how do you know which online bank to choose (or even, which ones are banks at all)?In this article,

by Kari FaberStaff WriterIf you’re looking to expand your team and make a new hire (or more), you’ve probably already started thinking about what the job posting will look like. You might have already uploaded it to your company website and seen candidates trickle in.But if you’re worried you’re not getting the right candidates — or even enough candidates — there’s another step you can take to improve your hiring

by Timothy MooreContributor You won’t see a LendingClub location while driving to the grocery or dropping the kids off at school. As the first public U.S. neobank and a full-spectrum financial technology (fintech) marketplace bank, LendingClub is fully online. LendingClub’s acquisition of Radius Bank in 2020 launched the organization into the world of personal banking, with high-yield savings accounts and checking accounts, CDs and more. But since 2007, more than

by Timothy MooreContributorWire transfers are a relatively easy and secure way to transfer money electronically from one bank account to another. Although they can be convenient (and are often required in processes like buying a house), they are expensive compared to alternative ways of sending money. In this article, we’ll analyze average wire transfer costs, both domestic and international. Wire transfer fees vary by financial institution. While you can almost

by Rachel Christian, CEPF®Senior WriterMedicare late enrollment penalties are no joke. They can increase your monthly premium substantially for the rest of your life.That’s right — if you miss the window, the government can penalize you each month for as long as you have Medicare coverage.It’s essential to understand your Medicare options and how these late enrollment penalties work so you can avoid costly premiums in retirement.You can only enroll