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by Janet KeelerSenior EditorThe Great Cream Cheese Shortage of 2021 has spread into 2022 and with the Super Bowl approaching, this is serious business. And that’s because the best Super Bowl snacks often include cream cheese.We won’t dwell on what could have been on your game day party table, but rather focus on what super easy — and cheap — dips you can prepare to make them forget all about

by JoEllen SchilkeContributor Valentine’s Day is coming and you’re still paying off bills from the holiday time. Don’t stress it though. You can get a cheap but thoughtful gift for that special someone with just a little planning. There are a variety of discount stores — many with “dollar” in their name — offering the necessary components for Valentine’s Day. But don’t overlook other discount stores that can be a

by Nicole DowSenior WriterThe price of used vehicles is on an upswing, which might make you start looking at the car in your driveway in a new light.Kelley Blue Book, a leading automotive resource, reports that the average price for a used car in America was $28,205 in December 2021 — jumping 28% from December 2020 prices. Compared to two years ago, just before the start of the pandemic, the

by Rachel Christian, CEPF®Senior WriterThe fintech revolution is here and investment apps are leading the charge. Robinhood, Acorns, Betterment and other apps have simplified the investment process for everyday Americans by removing once-common barriers to access, like complex jargon and high trading fees. Investment apps shook up the archaic financial landscape by giving people user-friendly platforms to access the stock market with as little as $5. Then came the COVID-19 pandemic, which coincided

by Robert BruceSenior WriterBuying a home is the biggest financial decision many people ever make. So it’s not a decision to be taken lightly.Whether you’re moving from a rental to your first house, looking to move out of your starter home, or thinking about buying that forever piece of real estate, you’ll need to have a good sense of your financial situation.Before signing the dotted line, you want to know

by Kari FaberStaff WriterYour money should always be making you more money. Every millionaire knows this.Which is why they never leave their millions sitting in a regular bank account — they invest it. And a lot of the time, they have a professional handle their investments for them and multiply their wealth without even thinking about it.But why should the rich be the only ones who get access to investment