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by Quinten PlummerStaff WriterActive and passive investments are like lanes on a highway. Should you cruise in the middle lane and go with the flow of traffic? Or should you take the left lane and bypass the slowdowns?A passive investment strategy tries to keep pace with the major stock indexes, such as the S&P 500 or Dow Jones Industrial Average, while an active strategy aims to outpace them.For the average

by Elizabeth Djinis When initiating a new homeowners insurance policy, the result can always be a gamble. Will my insurance premium be too high? Should I worry about coverage limits? Will I need to purchase additional coverage?All these questions come to mind when researching insurance carriers. And if you’re a dog owner, you’ll have one more: Will my insurance company restrict my dog’s breed from coverage? And even if they

by Lindsey DanisContributorMom-and-pop ethnic grocery stores are a common sight on big-city street corners, peddling exotic fruits and cuts of meat.These days, they’re also increasingly found outside of major metro areas. Pan-Asian, Middle Eastern or Latin markets may be the most common, but you’ll find markets dedicated to a single nationality, be it Indian, Korean, Serbian, Armenian, Mexican or Jamaican.These markets aren’t just colorful neighborhood businesses, they’re great places to

Best for Overall PerksAxos Rewards Checking1.00% APYBest for No Overdraft FeesAlly Interest Checking Account0.10% – 0.25%APYBest for Highest APY on the MarketConsumers Credit Union2.09%-4.09%APYBest for Overdraft ProtectionSoFi Money0.25%APYby Kathleen GarvinContributorWhen you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A regular, end-of-month deposit into your savings account, courtesy

by Mike BrassfieldSenior WriterGetting rich takes focus, discipline and hard work. It’s tough to become wealthy.Going broke, on the other hand — that’s really easy. Super easy! In fact, most of us are probably just one misfortune away from it.But here’s the good news. By being proactive, you can set yourself up to avoid these pitfalls.Here are the quickest ways to go broke — and what you can do to

by Nicole DowSenior WriterMaintaining a budget is an excellent way to get a better handle on your money situation. If you want to hit your financial goals, keeping tabs on your cash flow is essential.Here are some of our best budgeting lessons. The 70/20/10 budget is a percentage-based money management system where you earmark 70% of your take-home pay toward monthly expenses, 20% for saving and investing and 10% for