money

Dear Penny: Does My Kid Have to Pay a $10K Loan She Co-Signed Due to a Lie?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy son and his girlfriend convinced my hard-working twins, a boy and a girl, to co-sign their student loans by telling them it was only for a year. Well, my boy twin signed for his brother. After I reamed him for tricking them, all is well. My son has a job and is working on his second master’s. Now for the problem:
money

5 Unwelcome Financial Surprises to Watch Out for in 2022

by Tiffany Connors, Robin Hartill, CFP®Maybe you’d rather forget 2021 — we get it.But before getting too far into 2022, it’s a good idea to take stock of how your finances may have changed during the last 12 months and make any needed adjustments.Here are five areas of your finances to check on so you don’t get any unpleasant surprises this year. If you’ve been taking advantage of student loan
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How to Become a Recruiter

by Robert BruceSenior Writer As remote work becomes more and more of a thing, recruiters are increasingly vital to remote-leaning companies. If you think of yourself as a “people person” drawn to the HR world, then becoming a recruiter might be a good, rewarding career fit for you. Yes, these are the people who write the job descriptions and post the jobs, but there’s a lot more to recruiting than
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Pretected Could Add $500/Year to Your Budget

by Mike BrassfieldSenior WriterSo you’ve achieved the American Dream. You’re married and you own a house and cars. Congrats!Problem is, the American Dream is so expensive. You’ve got to pay so many bills to keep the whole thing going.Here’s an easy way to lower one of those pesky bills: When’s the last time you compared car insurance rates? If it’s been more than six months, you should look again. Chances
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How to Get Paid Early: Earned-Wage Access Pays You on Your Terms

by Quinten PlummerStaff WriterJust over half of U.S. adults are living paycheck to paycheck, at best. That means the margin between keeping it together and falling apart is only a few days wide, at most.So many of us stand to lose everything we’ve built financially due to a late check, a lost shift or an emergency expense. Without an emergency fund, the only other option is to figure out how
money

How to Ask for a Signing Bonus

If you’re in the final stages of interviewing for a new job or have accepted an offer and are working out the compensation details, it’s time to consider if and how to ask for a signing bonus. Once the exclusive purview of professional athletes and highly paid executives, signing bonuses have become more common as employers vie for top talent and in-demand workers find themselves in the position of deciding between

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