December 26, 2021. 4:58 AMmoney
Make Money With Online Sales and Declutter on the Way
by Elizabeth Djinis Quick Navigation2021 was year two of the pandemic, and chances are most of us spent a lot of time at home realizing just how much stuff we have on our hands.When you find yourself faced with clutter, there’s one good solution: try to sell it! What looks old, used or out of style to you may be a prized possession to someone else.But entering the world of
December 24, 2021. 11:32 PMmoney
6 Budgeting Spreadsheets and Tools Everyone Should Be Using in 2022
Creating a budget doesn’t have to mean setting yourself up for a life of restriction. By improving your money management, you can focus on making your money work for you. That means spending more on the things you want while still staying in control so you can achieve your long-term financial goals.The right spreadsheet and budgeting technology can help you create and track your financial budget. There’s no need to
December 24, 2021. 8:08 PMmoney
Debt Avalanche vs. Debt Snowball: What’s the Difference?
Most people get into debt at some point in their lives — whether through student loans, credit cards, or car loans. Of course, the goal should be to pay off this debt so you can focus on improving your financial stability through successful investing and eliminating some of the fears surrounding money you might be harboring.However, if you have multiple debts — and don’t have the liquidity to pay them
December 24, 2021. 4:43 PMmoney
How to Easily Calculate Your Net Worth
Net worth provides a quick snapshot of your overall financial health. This simple figure is calculated by subtracting the dollar-value equivalent of all of your debts from all of your assets. Knowing your net worth can help you determine where you are in your financial journey — and, just as importantly, where you want to go. Read on for a quick guide to calculating your net worth.Net worth is calculated
December 24, 2021. 3:01 PMmoney
6 Ways to Avoid Retail Therapy
by Tiffany ConnorsStaff WriterMaybe you have too much downtime. Maybe you don’t have nearly enough.Maybe working from home makes it a little too easy to open emails about sales at your favorite stores and spend a few minutes browsing — and buying.Whatever your particular trigger, it’s easy to indulge in retail therapy. That’s when you use shopping to cheer yourself up or stave off boredom. The euphoria of scoring a
December 24, 2021. 11:27 AMmoney
How to use the Envelope System to save hundreds per month
The Envelope System is a great method for saving money.It works by allocating money for certain categories like eating out, shopping, movies, and so on in envelopes. Once you spend the money in the envelope, that’s it for the month. You can’t spend more.It’s a great system to use if you’re in debt, because it forces you to be actively aware of your spending — but is it all it’s cracked up
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