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In this article we will break down “credit card scripts”, what they are, why people use them, and how they can be dangerous.The reality of talking about credit card debt can be difficult. It’s one of the biggest credit card mistakes, to avoid it. We don’t want to always be seen as someone in large amounts of debt or someone who is irresponsible. That’s why most of the time what someone

Most people don’t get into serious credit card debt overnight. Instead, things go wrong little by little until they realize they’ve got a serious problem. The first credit card mistake is not paying attention to your cards and balances. Your debt can turn into something serious and not so small.If you’ve ended up in credit card debt, it can seem overwhelming. Even though it can be painful, be sure to find

In this article we’re going to cover how many savings accounts you can have. On paper it seems like a good idea to have multiple accounts, especially ones with higher rates. However, it’s usually a waste of time to be chasing the next highest savings percent rate.There’s no limit to how many savings accounts you can have open. Typically, banks will allow you to open as many savings accounts as you

In this article, we will cover bank fees, why you get them, how to avoid them, & how to negotiate them.It’s important to know how to properly optimize your accounts or you’ll end up paying fees & bank charges that can easily be avoided.One of the biggest secrets to avoiding fees and properly using your account is talking to an actual customer service rep, either in person or on the

In this article we will cover what to use your credit card for and when you should NOT use it.Credit cards can be great, give a ton of perks, great short term loan, and can help track your spending.They can also be your credit’s worst enemy. Late payments, overspending, and going into debt can hurt your credit.The truth about credit cards lies somewhere between these two extremes. As long as

In this article, we will look at some concrete steps you can take to find out all the debt you owe and get a plan to pay it off.Debt can come in many forms so it’s important to know all of the debt you have, whatever types they may be.Next important thing is to have a plan. Without a plan to pay it off it’s possible that your debt will