Blog Grid

by The Penny Hoarder Staff If you have a knack for teaching, a proliferation of online tutoring platforms have created numerous opportunities to make extra money helping students learn various subject material — from math and English to physics and political science. Tutoring online can be a nice side gig for current or former teachers and even college students who have great subject matter mastery and some teaching skills. While

by Rachel Christian, CEPF®Senior Writer Target and other major retailers are feeling a post-pandemic inventory crunch that could spell big savings for shoppers. People aren’t shopping like they did a year ago. Consumers are making fewer high-end purchases and buying more necessities like food and household staples. As a result, Target is aggressively clearing out pandemic goods like home decor, small kitchen appliances and electronics at stores across the country.

by Lisa Rowan, Nicole DowIn need of a serious money reset? Going back to cash could be the cure for your ailing budget.Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to toss aside your wallet and rely on pre-labeled envelopes full of real, physical money.You don’t have to use this method for your fixed expenses, like your rent or mortgage, car payment or debt

by The Penny Hoarder Staff Quick NavigationFilling out the Free Application for Federal Student Aid, better known as the FAFSA, is a rite of passage for prospective or current college students, whether they’re attending a trade school near home or heading across the country to work on a bachelor’s degree.The FAFSA form for the 2022-2023 school year became available Oct. 1, 2021. The exact deadlines vary by state, but it’s

by Quinten PlummerStaff WriterCollege is great, but pursuing a career in trade jobs instead is also a proven path toward the American Dream. All it takes is the ambition to carve out a prosperous and rewarding career in a trade.Along with great compensation, people who study trade school jobs often get to work faster than those who attend college — so they start making serious money faster.If you’ve got the

Best for no-penalty CDsMarcus by Goldman Sachs$500Minimum depositBest for CD ladderingDiscover Bank$2,500Minimum depositBest for bump-up CDsAlly Bank$0Minimum depositBest for rate guaranteeSynchrony Bank$0Minimum depositby Rachel Christian, CEPF®Senior Writer A certificate of deposit — CD for short — is a low-risk savings account that holds a fixed amount of money for a certain time, such as six months, one year or five years. During that time, your deposit earns a fixed interest