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by Rachel Christian, CEPF®Senior Writer Affording dental work can be tough if you’re an older American on Medicare. That’s because Original Medicare — which covers a majority of beneficiaries — doesn’t include routine dental care. Congress is considering whether to add dental coverage to Medicare as part of a $3.5 trillion social spending package — but progress has been slow. For now, older adults are mostly on the hook when

Best for Simple, Fee-Free BankingU.S. Bank$100 Minimum initial depositBest for Business Interest CheckingAxos Bank$1,000Minimum initial depositBest for Fee-Free, Online-Only BankingBlueVine$0Minimum initial depositBest for New Small Business Owners Wells Fargo$25Minimum initial depositby Kathleen GarvinContributor Starting a business is an opportunity to be your own boss, make money and grow your skill set. There are also the not-so-great, somewhat messy and complicated parts about operating a business. If you start off solo

by Michael ArchambaultSenior Writer Remembering passwords can be a chore, but biometric options such as Face ID from Apple help us log into our favorite devices while keeping them secure. Instead of typing in a password or code to unlock your device, Face ID, also known as facial recognition, allows you to merely glance at your iPhone or iPad and gain access to its contents — so convenient! But is

by Brynne ConroyContributorFiguring out and sticking to a budget isn’t super fun for most people but it certainly is a smart way to to handle your money.The 50/20/30 rule is one of many budgeting plans that help us get spending under control. This plan works well for households where no more than 50% of the money coming is spent on living expenses. As housing prices rise across the country, this

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI was married to a man for almost 19 years when he decided (unbeknownst to me) that he wanted a divorce. I felt that we had a happy marriage the majority of those years. We only had the occasional disagreement, as most marriages do. In fact, he didn’t tell me until after the divorce was finalized his reasons for leaving me. He

by The Penny Hoarder Staff You’ve probably heard the term passive income. It sounds appealing right? According to the definition of passive, it would mean you’re earning income without participating or having to do anything at all. Free money? Sign me up! Unfortunately, that’s a common misconception. Just like you can’t pluck money from a tree, you can’t expect to earn passive income by being, well, totally passive. However, it’s