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by Rachel Christian, CEPF®Senior WriterCryptocurrency investors are reeling and wondering what comes next after a massive market shakeup sent the price of bitcoin plummeting to its lowest level in 17 months last week.The pullback was triggered by the collapse of two of the largest cryptocurrencies — the stablecoin terraUSD (UST) and its sister token luna.Terra’s value is meant to stay at $1. But it wasn’t backed by real-world assets. Instead, the

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI just discovered two new debit cards in my husband’s name. One is an Ally debit card, which means he has a secret checking account going on. The other is a PayPal debit card for his small business he does on the side. He has never told me about the PayPal one, but I understand this one. The other card is

by Mike BrassfieldSenior WriterCredit card debt is  like a money-grubbing evil spirit that never goes away and drains your bank account dry.It’s the most expensive kind of debt you can have. First you start falling behind on your monthly payments. Next thing you know, they’re gouging you something fierce by charging you more than 20% interest on your balance. You end up paying so much interest that you can never

by The Penny Hoarder Staff We’re living longer than ever before, and doing so in better health. So what can you do when you retire and want to keep your mind sharp or need to gain additional skills to stay competitive at work?For many, the answer is to go back to school. But tuition can be prohibitively expensive.At the same time, schools want their classrooms to be full of engaged

by Timothy MooreContributorWondering how to become a plumber? Our guide covers the education, apprenticeship and licensing requirements on your journey to getting certified as a licensed plumber — and offers a peek into the day-to-day, job outlook and typical salary.Skilled plumbers fulfill a crucial need in society, and demand for plumbers continues to grow. Though the manual labor is often grueling, a career in plumbing can be quite lucrative —

by Katherine Snow SmithContributor Ever consider what it’s like to be a 911 emergency operator? Well now’s the time to think about it. The job is in high demand these days and it doesn’t require a college degree, saves lives and is never boring. The average starting salary is $38,000 and the national average pay is about $48,000, which isn’t super high but the job usually has good medical benefits.